Monterey County property record for 10255 Saddle Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,709 sqft · built 1993 |
| Lot Size | 2.37 acres (103,320 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $13,531 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-191-027-000 |
| Primary APN | 416-191-027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Stories | 3 Stories |
| Building Area | 5,709 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 103,320 sqft |
| Garage Area | 637 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 416-191-027 |
|---|---|
| Street Address | 10255 SADDLE RD |
| City | MONTEREY |
| State | CA |
| Zip | 93940-6674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSRS MP MONTEREY CITY LANDS TR 2 POR OF PARCEL A OF R/S MP VOL 9 PG 107 AS DESC IN R675 PG 1059 2.5 AC RWS & EXC RWS |
| Legal Subdivision | ASSRS MP MONTEREY CITY LANDS |
| Legal Tract | 2 |
| Legal Block | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13200 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10255 SADDLE RD, MONTEREY, CA 93940-6674 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 1998 |
| Deed Sale | Mar 4, 1998 |
| Prior Sale | Feb 14, 1996 |
| Deed Document Number | 199812173 |
| Prior Transfer Date | Feb 9, 1998 |
| Prior Transfer Doc | 0000012174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 10255 SADDLE RD, MONTEREY, CA 93940-6674 |
| Document Number | 0000005620 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 10255 SADDLE RD MONTEREY CA 939406674, MONTEREY, CA 93940-6674 |
| Document Number | 0000005620 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 5620 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,221,685 (+2%) Land $423,601 Building $798,084 | |
| 2025 | $13,531.00 (+9.09%) Homeowner's exemption | $1,197,732 (+4.04%) Land $415,296 Building $782,436 |
| 2023 | $12,403.00 (+1.41%) Homeowner's exemption | $1,151,224 Land $399,170 Building $752,054 |
| 2022 | $12,230.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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