10300 Saddle Rd, Monterey, CA 93940 Property Records

Monterey County property record for 10300 Saddle Rd, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,350 sqft · built 1993
Lot Size2.5 acres (108,900 sqft)
OwnerCompany Name on Record
Last Sale$2,925,000 (Nov 2023)
Tax Bill$33,841 (2025)
Deeds & MortgagesNov 2023 Transfer
Nov 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN416-191-026-000

Property Details

APN / Parcel Number

Primary APN416-191-026-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories1 Story
Building Area3,350 sqft Living Area
1st Floor Area3,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleOther
Construction TypeWood
Lot Area108,900 sqft
Garage Area1,280 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address10300 SADDLE RD
CityMONTEREY
StateCA
Zip93940-6671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS MP MONTEREY CITY LANDS TR 2 POR OF PARCEL A OF R/S MP VOL 9 PG 107 AS DESC IN R676 PG 226 2.5 AC & EXC RWS
Legal SubdivisionASSRS MP MONTEREY CITY LANDS
Legal Tract2
Legal Block1
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1017
Census Tract13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 CALLE TAMARA, SAN CLEMENTE, CA 92673-7041
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Nov 29, 2023Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 28, 2023Grant Deed, Transfer
CHICAGO TITLE COMPANY
Aug 14, 2020Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 14, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Prior SaleApr 28, 2023 · Amount on Record
Deed Document Number202341649
Prior Transfer DateNov 20, 2023
Prior Transfer Doc0000041650
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateNov 29, 2023
Property Address10300 SADDLE RD, MONTEREY, CA 93940-6671
Document Number0000041650
Map ReferenceMB 9 PG 107
Instrument DateNov 20, 2023
Instrument2023041650
Transaction TypeTransfer
Record UpdatedDec 8, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CALLE TAMARA, SAN CLEMENTE, CA 92673-7041

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateNov 29, 2023
Property Address10300 SADDLE RD, MONTEREY, CA 93940-6671
Document Number0000041649
Map ReferenceMB 9 PG 107
Instrument DateNov 14, 2023
Instrument2023041649
Transaction TypeTransfer
Record UpdatedDec 8, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CALLE TAMARA, SAN CLEMENTE, CA 92673-7041

Mortgage

Document Number0000041651
DateNov 29, 2023
Instrument2023041651
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateApr 28, 2023
Property Address10300 SADDLE RD, MONTEREY, CA 93940-6671
Document Number0000012837
Map ReferenceMB 9 PG 107
Instrument DateApr 19, 2023
Instrument2023012837
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address9944 HOLADAY DR, CARMEL, IN 46032-4057

August 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMONTEREY CA
Recording DateAug 14, 2020
Property Address10300 SADDLE RD, MONTEREY, CA 93940-6671
Document Number0000040997
Instrument DateAug 6, 2020
Instrument40997
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3133 MESSINGER DR MARINA CA 939332820, MARINA, CA 93933-2820

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 14, 2020
Property Address10300 SADDLE RD, MONTEREY, CA 93940-6671
Document Number0000040998
Instrument DateAug 6, 2020
Instrument40998
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,540.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7759 COUNTRY LN PLEASANTON CA 945669744, PLEASANTON, CA 94566-9744

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,900,000 (-2.8%) Land $900,000 Building $2,000,000
2025$33,841.00 (+114.5%)$2,983,500 (+104.83%) Land $867,000 Building $2,116,500
2023$15,777.00 (+1.4%)$1,456,560 Land $572,220 Building $884,340
2022$15,559.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - HIDDEN HILLS
private · serves 1,521 people · EPA ID CA2710022
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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