Schenectady County and Schenectady City property record for 1050 Willett St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,944 sqft · built 1915 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (May 2025) |
| Tax Bill | $5,444 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage May 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.47-4-15 |
| Primary APN | 421500 49.47-4-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Total Area |
| 1st Floor Area | 990 sqft |
| 2nd Floor Area | 954 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 135 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1050 WILLETT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1146 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 4 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2042 NEIL ST, SCHENECTADY, NY 12306-4417 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 11, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC |
| May 23, 2025 | Special Warranty Deed, Transfer |
| May 15, 2019 | Loan Modification, Mortgage F8 MASTER PARTICIPATION T (CT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Jul 5, 2024 · Amount on Record |
| Deed Document Number | 202512811 |
| Deed Book / Page | 2150 / 548 |
| Prior Transfer Date | May 23, 2024 |
| Prior Transfer Doc | 0000039851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1050 WILLETT ST, SCHENECTADY, NY 12303-1146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | VETS TITLE AGENCY LLC, VERTEX TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2042 NEIL ST, SCHENECTADY, NY 12306-4417 |
| Document Number | 0000016903 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 202516903 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 23, 2025 |
| Property Address | 1050 WILLETT ST, SCHENECTADY, NY 12303-1146 |
| Document Number | 0000012811 |
| Instrument Date | Oct 3, 2024 |
| Instrument | 202512811 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161 |
| Name | Verified Name |
|---|---|
| Address | 2042 NEIL ST, SCHENECTADY, NY 12306-4417 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1050 WILLETT ST, SCHENECTADY, NY 12303-1146 |
| Document Number | 0000040986 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1050 WILLETT ST SCHENECTADY NY 123031146, SCHENECTADY, NY 12303-1146 |
| Document Number | 0000040986 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 004938/000465 |
| Instrument | 40986 |
| Name | F8 MASTER PARTICIPATION T (CT) |
|---|---|
| Address | OKLAHOMA CITY, OK 73134 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Sep 12, 2059 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,444.00 (-1.07%) | ||
| 2025 | $5,503.00 (+13.3%) | $85,200 (-) Land $12,800 Building $72,400 | $141,083 (+30.82%) Land $21,196 Building $119,887 |
| 2023 | $85,200 (-) Land $12,800 Building $72,400 | $107,848 (+3.8%) Land $16,203 Building $91,645 | |
| 2022 | $85,200 Land $12,800 Building $72,400 | $103,902 Land $15,610 Building $88,292 | |
| 2021 | $4,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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