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1038 Willett St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1038 Willett St, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,260 sqft · built 1920
Lot Size0.108 acres (4,725 sqft)
Owner2 Individual Names on File
Tax Bill$6,207 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN421500 49.47-4-12

Property Details

APN / Parcel Number

Primary APN421500 49.47-4-12
Alternative APN
  • 150004904700040120000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,260 sqft Total Area
1st Floor Area1,130 sqft
2nd Floor Area1,130 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,725 sqft (0.108 acres)
Lot Dimensions135 ft deep x 35 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area333 sqft
Patio Area42 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1038 WILLETT ST
CitySCHENECTADY
StateNY
Zip12303-1146
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD AND GARAGE
Legal SubdivisionPENNY ESTATE
Legal Block4
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1009
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-4-12

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1038 WILLETT ST, SCHENECTADY, NY 12303-1146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Warranty Deed, Transfer · FHA Mortgage
SUNMARK FCU
Feb 28, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2021
Deed SaleAug 17, 2021
Prior SaleDec 17, 2008 · Amount on Record
Deed Document Number202140021
Deed Book / Page2065 / 109
Prior Transfer DateFeb 26, 2019
Prior Transfer Doc0000008965
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 17, 2021
Property Address1038 WILLETT ST, SCHENECTADY, NY 12303-1146
Document Number0000040021
Book / Page2065 / 109
Instrument DateAug 13, 2021
Instrument202140021
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$832.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1038 WILLETT ST, SCHENECTADY, NY 12303-1146

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 MCCLYMAN ST, SCHENECTADY, NY 12307-1607

Mortgage

Document Number0000040023
DateAug 17, 2021
Instrument202140023
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 28, 2019
Property Address1038 WILLETT ST, SCHENECTADY, NY 12303-1146
Document Number0000008965
Book / Page002006 / 000614
Instrument DateFeb 26, 2019
Instrument8965
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 WILLETT ST SCHENECTADY NY 123031146, SCHENECTADY, NY 12303-1146

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,207.00 (+19.55%)$108,500 (-) Land $16,300 Building $92,200$179,666 (+30.82%) Land $26,991 Building $152,675
2023$108,500 (-) Land $16,300 Building $92,200$137,342 (+3.8%) Land $20,633 Building $116,709
2022$108,500 Land $16,300 Building $92,200$132,317 Land $19,878 Building $112,439
2021$5,192.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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