1046 Willett St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1046 Willett St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,958 sqft · built 1915
Lot Size0.108 acres (4,725 sqft)
OwnerIndividual Name on Record
Last Sale$133,171 (Oct 2025)
Tax Bill$4,708 (2025)
Deeds & MortgagesOct 2025 Foreclosure
Flood ZoneZone X (minimal risk)
APN421500 49.47-4-14

Property Details

APN / Parcel Number

Primary APN421500 49.47-4-14
Alternative APN
  • 150004904700040140000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,958 sqft Living Area
1st Floor Area854 sqft
2nd Floor Area828 sqft
Upper Floors Area276 sqft
AtticAttic
Attic Area276 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,725 sqft (0.108 acres)
Lot Dimensions135 ft deep x 35 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area304 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1046 WILLETT ST
CitySCHENECTADY
StateNY
Zip12303-1146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WD AND CONC GAR
Legal Block4
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1009
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2042 NEIL ST, SCHENECTADY, NY 12306-4417
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleSep 23, 1999 · Amount on Record
Deed Document Number202525607
Deed Book / Page2159 / 898
Record UpdatedSep 20, 2026

October 2025: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateOct 29, 2025
Property Address1046 WILLETT ST, SCHENECTADY, NY 12303-1146
Document Number0000025607
Instrument DateOct 29, 2025
Instrument202525607
Transaction TypeForeclosure
Record UpdatedApr 14, 2026
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$534.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2042 NEIL ST, SCHENECTADY, NY 12306-4417

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,708.00 (+5.47%)$89,400 (-) Land $13,400 Building $76,000$148,038 (+13.35%) Land $22,189 Building $125,849
2024$89,400 (-) Land $13,400 Building $76,000$130,606 (+15.41%) Land $19,576 Building $111,030
2023$89,400 (-) Land $13,400 Building $76,000$113,165 (+3.8%) Land $16,962 Building $96,203
2022$89,400 Land $13,400 Building $76,000$109,024 Land $16,341 Building $92,683
2021$4,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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