105 W Walker St, Gaines, MI 48436 Property Records

Genesee County property record for 105 W Walker St, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,228 sqft · built 1910
Lot Size0.276 acres (12,023 sqft)
Owner2 Individual Names on Record
Last Sale$153,900 (Nov 2000)
Tax Bill$2,234 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-31-577-199

Property Details

APN / Parcel Number

Primary APN10-31-577-199

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,228 sqft Living Area
1st Floor Area1,268 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area12,023 sqft (0.276 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address105 W WALKER ST
CityGAINES
StateMI
Zip48436-9651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 26, 27, 28 & 29 BLK 10 VILLAGE OF GAINES (00) FR 10-31-577-189
Legal SubdivisionVILLAGE OF GAINES
Legal Block10
Legal Lot Number26-29
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2034
Census Tract12801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Genesee Avenue-Walker Street Historic District
listed 1983 · 13 contributing resources · NRIS 83000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 171, GAINES, MI 48436-0171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2000 · Amount on Record
Deed SaleNov 30, 2000 · Amount on Record
Deed Document Number2000209611
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address105 W WALKER ST, GAINES, MI 48436-9651
Document Number0000038348
Instrument DateMay 4, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 W WALKER ST GAINES MI 484369651, GAINES, MI 48436-9651

Mortgage

Document Number0000038348
DateMay 21, 2019
Instrument38348
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 20, 2034

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
MunicipalityGaines Village
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,600 (+7.07%) Land $4,800 Building $105,800$221,200 (+7.07%) Land $9,600 Building $211,600
2025$2,234.00 (+2.67%) Homeowner's exemption$103,300 (-1.81%)$206,600 (-1.81%)
2024$2,176.00 (+38.42%)
2023$105,200$210,400
2019$1,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF BYRON
serves 581 people · EPA ID MI0001020
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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