Genesee County property record for 101 W Walker St, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1940 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jan 2024) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-577-047 |
| Primary APN | 10-31-577-047 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 504 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 101 W WALKER ST |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 AND 2 BLK 10 VILLAGE OF GAINES |
| Legal Subdivision | VILLAGE OF GAINES |
| Legal Block | 10 |
| Legal Lot Number | 1-2 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 12801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Genesee Avenue-Walker Street Historic District listed 1983 · 13 contributing resources · NRIS 83000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 162, GAINES, MI 48436-0162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Jan 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Nov 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Prior Sale | Nov 7, 2017 · Amount on Record |
| Deed Document Number | 20243353 |
| Prior Transfer Date | Jun 30, 2008 |
| Prior Transfer Doc | 0000051822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 101 W WALKER ST, GAINES, MI 48436-9651 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2174 CUMBERLAND DR, BRIGHTON, MI 48114-8991 |
| Document Number | 0000002923 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 202401220002923 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 25, 2024 |
| Property Address | 101 W WALKER ST, GAINES, MI 48436-9651 |
| Document Number | 0000003353 |
| Map Reference | LB 18 PG 14 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 202401250003353 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | DREAM TITLE AND ESCROW AGENCY, DREAM TITLE & ESCROW AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 W WALKER ST, GAINES, MI 48436-9651 |
| Name | Verified Name |
|---|---|
| Address | 2174 CUMBERLAND DR, BRIGHTON, MI 48114-8991 |
| Document Number | 0000002922 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 202401220002922 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 7, 2017 |
| Property Address | 101 W WALKER ST, GAINES, MI 48436-9651 |
| Document Number | 201711070070240 |
| Map Reference | LB18 PG14 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 201711070070240 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 W WALKER ST, 101, GAINES, MI 48436-9651 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 5331 WESTCHESTER DR, FLINT, MI 48532-4051 |
| Document Number | 201711070070352 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 201711070070352 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Municipality | Gaines Village |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,400 (+7.09%) Land $2,700 Building $60,700 | $126,800 (+7.09%) Land $5,400 Building $121,400 | |
| 2025 | $2,182.00 (+38.72%) Homeowner's exemption | $59,200 (+5.9%) | $118,400 (+5.9%) |
| 2024 | $1,573.00 (+44.31%) | ||
| 2023 | $55,900 | $111,800 | |
| 2019 | $1,090.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF BYRON serves 581 people · EPA ID MI0001020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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