209 W Walker St, Gaines, MI 48436 Property Records

Genesee County property record for 209 W Walker St, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,332 sqft · built 1970
Lot Size0.234 acres (10,193 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Sep 2021)
Tax Bill$2,097 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-31-577-002

Property Details

APN / Parcel Number

Primary APN10-31-577-002

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Foundation TypeRaised
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions120 ft deep x 85 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address209 W WALKER ST
CityGAINES
StateMI
Zip48436-9657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2021.
Legal SubdivisionVILLAGE OF GAINES
Legal Block1
Legal Lot Number3-4
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2033
Census Tract12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address209 W WALKER ST, GAINES, MI 48436-9657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Sep 14, 2021Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Sep 28, 2017Warranty Deed, Transfer
CISLO TITLE CO
Jul 20, 2017Warranty Deed, Transfer
Jun 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Prior SaleMar 23, 2016 · Amount on Record
Deed Document Number202174031
Prior Transfer DateJun 15, 2017
Prior Transfer Doc0000045213
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address209 W WALKER ST, GAINES, MI 48436-9657
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyCISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5152 MORRISH RD 60, 60, SWARTZ CREEK, MI 48473-1803

Mortgage

Document Number0000073254
DateSep 9, 2021
Instrument202109090073254
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 14, 2021
Property Address209 W WALKER ST, GAINES, MI 48436-9657
Document Number0000074031
Map ReferenceLB 18 PG 14&15
Instrument DateSep 3, 2021
Instrument202109140074031
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 W WALKER ST, 209, GAINES, MI 48436-9657

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5152 MORRISH RD APT 60, 60, SWARTZ CREEK, MI 48473-1803

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 28, 2017
Property Address209 W WALKER ST, GAINES, MI 48436-9657
Document Number0000062444
Map ReferenceLB18 PG14
Instrument DateSep 19, 2017
Instrument201709280062444
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCISLO TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4023 DALLAS ST, 4023, BURTON, MI 48519-1750

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 W WALKER ST, GAINES, MI 48436-9657

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJul 20, 2017
Property Address209 W WALKER ST, GAINES, MI 48436-9657
Document Number0000050531
Instrument DateJun 20, 2017
Instrument50531
Transaction TypeTransfer
Record UpdatedJul 26, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4023 DALLAS ST BURTON MI 485191750, BURTON, MI 48519-1750

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateJun 20, 2017
Property Address209 W WALKER ST, GAINES, MI 48436-9657
Document Number0000045213
Instrument DateJun 15, 2017
Instrument45213
Transaction TypeTransfer
Record UpdatedJun 26, 2017

Transaction

AmountAmount Recorded
Tax$34.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 DALLAS ST BURTON MI 485191750, BURTON, MI 48519-1750

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
MunicipalityGaines Village
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,300 (+7.63%) Land $4,100 Building $62,200$132,600 (+7.63%) Land $8,200 Building $124,400
2025$2,097.00 (+2.64%) Homeowner's exemption$61,600 (+2.16%)$123,200 (+2.16%)
2024$2,043.00
2023$60,300$120,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF BYRON
serves 581 people · EPA ID MI0001020
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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