McLennan County property record for 105 Spring Creek St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,683 sqft · built 1986 |
| Lot Size | 1.81 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $296,900 (Sep 2018) |
| Tax Bill | $5,134 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-032400-001724-5 |
| Primary APN | 20-032400-001724-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,683 sqft Living Area |
| Gross Area | 3,585 sqft |
| 1st Floor Area | 2,683 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 79,279 sqft |
| Garage Type | Attached |
| Garage Area | 902 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 4,500 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 21 sqft |
| Patio Area | 168 sqft |
| Canopy | 273 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 SPRING CREEK ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | EATON A P (A-324) 1.0 AC & SPRING LAKE (A-395) BLOCK H LOT 2C 0.82 ACTOTAL 1.82 AC |
| Legal Subdivision | EATON A P |
| Legal Block | H |
| Legal Lot Number | 2C |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3200 |
105 Spring Creek St is owned and occupied by two individuals who bought it in September 2018.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 SPRING CREEK ST, WACO, TX 76705-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on File |
| Deed Sale | Sep 24, 2018 · Amount on File |
| Prior Sale | Jan 22, 2008 · Amount on File |
| Deed Document Number | 201833799 |
| Prior Transfer Date | Sep 21, 2018 |
| Prior Transfer Doc | 0000033799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 24, 2018 |
| Property Address | 105 SPRING CREEK ST, WACO, TX 76705-1030 |
| Document Number | 0000033799 |
| Map Reference | DOC2008002451 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018033799 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 105 SPRING CREEK ST, WACO, TX 76705-1030 |
| Document Number | 0000033800 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 2018033800 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 105 Spring Creek St was $5,134 with a homeowner's exemption, down 12.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,000 (-7.14%) Land $78,486 Building $246,514 | $325,000 (-7.14%) Land $78,486 Building $246,514 | |
| 2025 | $5,134.00 (-12.92%) Homeowner's exemption | $350,000 Land $71,350 Building $278,650 | $350,000 Land $71,350 Building $278,650 |
| 2024 | $5,896.00 | ||
| 2023 | $390,000 Land $71,350 Building $318,650 | $390,000 Land $71,350 Building $318,650 | |
| 2022 | $4,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Spring Creek St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Spring Creek St is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Central Link Broadband, T-Mobile.
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