102 Spring Creek St, Waco, TX 76705 Property Records

McLennan County property record for 102 Spring Creek St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,548 sqft · built 1991
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,594 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-039500-001005-7`

Property Details

APN / Parcel Number

Primary APN	`20-039500-001005-7`
Alternative APNs	`2003950000100570111` `115790`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,548 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,548 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	64,904 sqft
Garage Type	Attached
Garage Area	524 sqft
Driveway	Concrete Driveway
Driveway Area	2,184 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	532 sqft
Greenhouse	320 sqft
Utility Building	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 SPRING CREEK ST
City	WACO
State	TX
Zip	76705-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE LOT 2A BLOCK G ACRES 1.49
Legal Subdivision	SPRING LAKE
Legal Block	G
Legal Lot Number	2A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3004
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 SPRING CREEK ST, WACO, TX 76705-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jul 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 26, 2018	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020
Deed Sale	Jul 1, 2020
Prior Sale	Nov 19, 2018
Deed Document Number	202021611
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	0000026051
Record Updated	Oct 29, 2026

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2020
Property Address	102 SPRING CREEK ST, WACO, TX 76705-1031
Document Number	0000021610
Instrument Date	Jun 30, 2020
Instrument	21610
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SPRING CREEK ST WACO TX 767051031, WACO, TX 76705-1031

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2020
Property Address	102 SPRING CREEK ST, WACO, TX 76705-1031
Document Number	0000021611
Instrument Date	Jun 30, 2020
Instrument	21611
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SPRING CREEK ST WACO TX 767051031, WACO, TX 76705-1031

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 19, 2018
Property Address	102 SPRING CREEK ST, WACO, TX 76705-1031
Document Number	0000040216
Instrument Date	Nov 6, 2018
Instrument	40216
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	102 SPRING CREEK ST WACO TX 767051031, WACO, TX 76705-1031

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 19, 2018
Property Address	102 SPRING CREEK ST, WACO, TX 76705-1031
Document Number	0000040217
Instrument Date	Nov 6, 2018
Instrument	40217
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	102 SPRING CREEK ST WACO TX 767051031, WACO, TX 76705-1031

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 26, 2018
Property Address	102 SPRING CREEK ST, WACO, TX 76705-1031
Document Number	0000026051
Instrument Date	Jul 23, 2018
Instrument	26051
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	102 SPRING CREEK ST WACO TX 767051031, WACO, TX 76705-1031

Mortgage

Document Number	26052
Date	Jul 26, 2018
Instrument	26052

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,738 (+1%)	$542,430 (+15.02%) Land $77,885 Building $464,545
2025	$6,594.00 (-11.51%) Homeowner's exemption Senior Citizen's exemption	$471,580 (-22.56%) Land $70,750 Building $400,830	$471,580 (-22.56%) Land $70,750 Building $400,830
2024	$7,452.00 (+21.94%)
2023		$608,950 Land $70,750 Building $538,200	$608,950 Land $70,750 Building $538,200
2022	$6,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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