100 Spring Creek St, Waco, TX 76705 Property Records

McLennan County property record for 100 Spring Creek St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,137 sqft · built 1995
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-039500-001001-0`

Property Details

APN / Parcel Number

Primary APN	`20-039500-001001-0`
Alternative APNs	`2003950000100100111` `115789`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,137 sqft Living Area
Gross Area	2,647 sqft
1st Floor Area	2,137 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Lot Dimensions	282 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	510 sqft
Driveway	Concrete Driveway
Driveway Area	2,220 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	100 SPRING CREEK ST
City	WACO
State	TX
Zip	76705-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SPRING LAKE LOT 1 BLOCK G ACRES 1.0
Legal Subdivision	SPRING LAKE
Legal Block	G
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3004
Census Tract	3200

Owner

100 Spring Creek St is owned and occupied by an individual who acquired it in September 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	100 SPRING CREEK ST, WACO, TX 76705-1031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Sep 10, 2021	Warranty Deed, Transfer
Feb 20, 2017	Vendor's Lien, Transfer · Conventional Mortgage AFFILIATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021
Deed Sale	Sep 10, 2021
Prior Sale	Feb 20, 2017 · Amount on File
Deed Document Number	202136662
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0000005290
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	100 SPRING CREEK ST, WACO, TX 76705-1031
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012205
Date	Apr 16, 2018
Instrument	2018012205

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 10, 2021
Property Address	100 SPRING CREEK ST, WACO, TX 76705-1031
Document Number	0000036662
Map Reference	VOL 1715 PG 133
Instrument Date	Sep 9, 2021
Instrument	2021036662
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 HCR 2205, VIDOR, TX 77662

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 20, 2017
Property Address	100 SPRING CREEK ST, WACO, TX 76705-1031
Document Number	0000005290
Map Reference	MB1715 PG133
Instrument Date	Feb 17, 2017
Instrument	2017005290
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 MALABAR DR, 2520, TYLER, TX 75701-7303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SPRING CREEK ST, WACO, TX 76705-1031

Mortgage

Document Number	0000005291
Date	Feb 20, 2017
Instrument	2017005291

Lender

Name	AFFILIATED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 100 Spring Creek St was $2,617 with exemptions applied, down 33.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,965 (+1%)	$343,712 (+15.28%) Land $65,776 Building $277,936
2025	$2,617.00 (-33.15%) Homeowner's exemption Senior Citizen's exemption	$298,150 Land $60,110 Building $238,040	$298,150 Land $60,110 Building $238,040
2024	$3,915.00
2023		$382,000 Land $60,110 Building $321,890	$382,000 Land $60,110 Building $321,890
2022	$2,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Spring Creek St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Spring Creek St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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