105 Split Rock Dr, Waterbury, CT 06706 Property Records

Waterbury City property record for 105 Split Rock Dr, Waterbury, CT 06706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,288 sqft · built 1972
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Jul 2009)
Tax Bill$7,657 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN48804880321

Property Details

APN / Parcel Number

Primary APN48804880321
Alternative APNs
  • WATE M:0488 B:0488 L:0321
  • WBRY M:0488 B:0488 L:0321

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Basement Area1,200 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1990
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number48804880321
Street Address105 SPLIT ROCK DR
CityWATERBURY
StateCT
Zip06706-2442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Block488
Legal Lot Number321
JurisdictionWATERBURY CT
Township / Civil DivisionWATERBURY
Census Block Group1
Census Block1014
Census Tract352800

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address105 SPLIT ROCK DR, WATERBURY, CT 06706-2442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2009 · Amount on Record
Deed SaleJul 22, 2009 · Amount on Record
Deed Book / Page6559 / 46
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERBURY CT
Recording DateAug 27, 2026
Property Address105 SPLIT ROCK DR, WATERBURY, CT 06706-2442
Document Number0000016965
Book / Page9323 / 83
Instrument DateAug 20, 2026
Instrument202616965
Transaction TypeMortgage
Record UpdatedSep 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 SPLIT ROCK DR, WATERBURY, CT 06706-2442

Mortgage

Document Number0000016965,
DateAug 27, 2026
Book Page9323/83
Instrument202616965
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2041
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityWaterbury City
Unified School DistrictWaterbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,657.00 (-3.65%)$176,680 (-) Land $30,310 Building $146,370$351,274 (+184.03%)
2025$176,680 (-) Land $30,310 Building $146,370$123,676 Land $21,217 Building $102,459
2024$7,947.00 (-16.99%)
2023$9,574.00$176,680 Land $30,310 Building $146,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERBURY WATER DEPARTMENT
serves 107,271 people · EPA ID CT1510011
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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