126 Split Rock Dr, Waterbury, CT 06706 Property Records

Waterbury City property record for 126 Split Rock Dr, Waterbury, CT 06706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1969
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2025)
Tax Bill	$8,109 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48804880351`

Property Details

APN / Parcel Number

Primary APN	`48804880351`
Alternative APNs	`WATE M:0488 B:0488 L:0351` `WBRY M:0488 B:0488 L:0351`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Basement Area	1,300 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric

Location & Zoning

Account Number	48804880351
Street Address	126 SPLIT ROCK DR
City	WATERBURY
State	CT
Zip	06706-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	488
Legal Lot Number	351
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1014
Census Tract	352800

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 22, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jul 30, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Nov 22, 2024 · Amount on Record
Deed Document Number	202515128
Deed Book / Page	9107 / 141
Transfer Doc	7303-184
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	126 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009133-146
Date	Sep 23, 2025
Book Page	9133/146
Instrument	2025-17108

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Nov 22, 2024
Property Address	126 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Document Number	0008965-77
Book / Page	8965 / 77
Instrument Date	Nov 20, 2024
Instrument	202412445
Transaction Type	Transfer
Record Updated	Dec 12, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	126 SPLIT ROCK DR, WATERBURY, CT 06706-2443

Mortgage

Document Number	0202412446
Date	Nov 22, 2024
Instrument	2024-12446

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Jul 30, 2025
Property Address	126 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Document Number	009107-141
Book / Page	9107 / 141
Instrument Date	Nov 19, 2024
Instrument	202515128
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	126 SPLIT ROCK DR, WATERBURY, CT 06706-2443

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,109.00 (-3.65%)	$187,110 (-) Land $28,630 Building $158,480	$350,286 (+167.44%)
2025	$8,416.00	$187,110 (-) Land $28,630 Building $158,480	$130,977 Land $20,041 Building $110,936
2024	$8,416.00 (-16.99%)
2023	$10,139.00	$187,110 Land $28,630 Building $158,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Split Rock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures