80 Split Rock Dr, Waterbury, CT 06706 Property Records

Waterbury City property record for 80 Split Rock Dr, Waterbury, CT 06706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,444 sqft · built 1962
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (May 2020)
Tax Bill	$7,041 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Dec 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48804880038`

Property Details

APN / Parcel Number

Primary APN	`48804880038`
Alternative APNs	`WATE M:0488 B:0488 L:0038` `WBRY M:0488 B:0488 L:0038`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Basement Area	1,248 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	48804880038
Street Address	80 SPLIT ROCK DR
City	WATERBURY
State	CT
Zip	06706-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	488
Legal Lot Number	38
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1014
Census Tract	352800

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Line of Credit ALBRIGHT CREDIT UNION
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SOUNDVIEW FEDERAL CREDIT UNION
May 14, 2020	Warranty Deed, Transfer · FHA Mortgage CONNECTICUT HOUSING FINANCE AUTHORI
Mar 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Jun 1, 2009 · Amount on Record
Deed Book / Page	8089 / 150
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	8231-225
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	80 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009063-245
Date	Apr 28, 2025
Book Page	9063/245
Instrument	2025-11960

Lender

Name	ALBRIGHT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	80 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008814-102
Date	Dec 27, 2023
Book Page	8814/102
Instrument	2023-20922

Lender

Name	SOUNDVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Jan 1, 2030

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	May 14, 2020
Property Address	80 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Document Number	8089-150
Book / Page	8089 / 150
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8089152
Date	May 14, 2020
Instrument	8089/152

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORI
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERBURY CT
Recording Date	Mar 26, 2021
Property Address	80 SPLIT ROCK DR, WATERBURY, CT 06706-2443
Document Number	008231-225
Book / Page	8231 / 225
Instrument Date	May 5, 2020
Instrument	202103254
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 SPLIT ROCK DR, WATERBURY, CT 06706-2443

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,041.00 (-3.65%)	$162,470 (-) Land $27,440 Building $135,030	$336,636 (+196%)
2025		$162,470 (-) Land $27,440 Building $135,030	$113,729 Land $19,208 Building $94,521
2024	$7,308.00 (-16.99%)
2023	$8,804.00	$162,470 Land $27,440 Building $135,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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