105 Simme Rd, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 105 Simme Rd, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2001
Lot Size	1 acres (43,600 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Aug 1998)
Tax Bill	$10,244 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 128.00-4-20`

Property Details

APN / Parcel Number

Primary APN	`145289 128.00-4-20`
Alternative APN	`52891280000004020000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,678 sqft
2nd Floor Area	1,122 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	43,600 sqft (1 acres)
Lot Dimensions	435 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	105 SIMME RD
City	LANCASTER
State	NY
Zip	14086-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SC R 1OO X 435.6
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	4
Legal Lot Number	20.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2039
Census Tract	14206

Owner

105 Simme Rd is owned and occupied by two individuals who bought it in August 1998.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 SIMME RD, LANCASTER, NY 14086-9404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1998 · Amount on File
Deed Sale	Aug 31, 1998 · Amount on File
Deed Book / Page	10938 / 1702
Prior Transfer Date	Mar 5, 1998
Prior Transfer Doc	1092005667
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	105 SIMME RD, LANCASTER, NY 14086-9404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMME RD, LANCASTER, NY 14086-9404

Mortgage

Document Number	0139682579
Date	Dec 2, 2020
Book Page	13968/2579
Instrument	2020207479

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 105 Simme Rd was $10,244 with a homeowner's exemption, up 150.3% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Alden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,244.00 (+150.28%) Homeowner's exemption
2025	$4,093.00 (-57.37%)	$347,000 (-) Land $49,900 Building $297,100	$542,188 (+12.51%) Land $77,969 Building $464,219
2024	$9,601.00 Homeowner's exemption	$347,000 (-) Land $49,900 Building $297,100	$481,900 (+4.15%) Land $69,299 Building $412,601
2023	Homeowner's exemption	$347,000 Land $49,900 Building $297,100	$462,700 Land $66,538 Building $396,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Simme Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Simme Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20