105 Sande Ct, Union (Vandalia), OH 45377 Property Records

Montgomery County property record for 105 Sande Ct, Union, OH 45377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,298 sqft · built 2008
Lot Size	0.337 acres (14,697 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Apr 2024)
Tax Bill	$6,998 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M58100511 0018`

Property Details

APN / Parcel Number

Primary APN	`M58100511 0018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,298 sqft Living Area
1st Floor Area	2,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,697 sqft (0.337 acres)
Garage Area	863 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 SANDE CT
City	UNION
State	OH
Zip	45377-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	133 STONEY CREST SEC FOUR
Legal Subdivision	STONEY CREST SEC FOUR
Legal Lot Number	133
Jurisdiction	MONTGOMERY OH
Township / Civil Division	UNION CITY
Census Block Group	1
Census Block	1023
Census Tract	110100

Owner

105 Sande Ct is owned and occupied by an individual who bought it in April 2024.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 SANDE CT, UNION, OH 45377-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU
Oct 10, 2017	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	2024-00017303
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 5, 2024
Property Address	105 SANDE CT, UNION, OH 45377-8752
Document Number	0000017303
Map Reference	MB 196 PG 34
Instrument Date	Mar 29, 2024
Instrument	2024-00017303
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	HOME SERVICES TITLE LLC, HOME SERVICE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 SANDE CT, UNION, OH 45377-8752

Mortgage

Document Number	0000017304
Date	Apr 5, 2024
Instrument	2024-00017304

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000017304
Date	Apr 5, 2024
Instrument	2024-00017304

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	105 SANDE CT, UNION, OH 45377-8752
Document Number	0000049210
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SANDE CT UNION OH 453778752, UNION, OH 45377-8752

Mortgage

Document Number	0000049210
Date	Aug 21, 2020
Instrument	49210

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 20, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 10, 2017
Property Address	105 SANDE CT, UNION, OH 45377-8752
Document Number	0000059840
Instrument Date	Oct 6, 2017
Instrument	59840
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	HALLMARK TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$789.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 SANDE CT UNION OH 453778752, UNION, OH 45377-8752

Mortgage

Document Number	59841
Date	Oct 10, 2017
Instrument	59841

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Union City
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,570 Land $24,360 Building $82,210
2024	$6,998.00 (+1.79%)
2023	$6,875.00 (-8.76%)	$106,570 (+16%) Land $24,360 Building $82,210	$304,490 Land $69,600 Building $234,890
2022	$7,535.00	$91,870 Land $21,000 Building $70,870
2020			$262,490 Land $60,000 Building $202,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Sande Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Sande Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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