104 Sande Ct, Union (Vandalia), OH 45377 Property Records

Montgomery County property record for 104 Sande Ct, Union, OH 45377

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,812 sqft · built 2015
Lot Size	0.299 acres (13,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2019)
Tax Bill	$8,484 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M58100511 0014`

Property Details

APN / Parcel Number

Primary APN	`M58100511 0014`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	820 sqft
Finished Basement	660 sqft
Unfinished Basement	160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,051 sqft (0.299 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 SANDE CT
City	UNION
State	OH
Zip	45377-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	129 STONEY CREST SEC FOUR
Legal Subdivision	STONEY CREST SEC FOUR
Legal Lot Number	129
Jurisdiction	MONTGOMERY OH
Township / Civil Division	UNION CITY
Census Block Group	1
Census Block	1023
Census Tract	110100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 SANDE CT, UNION, OH 45377-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 9, 2019	Grant Deed, Transfer · FHA Mortgage MID AMERICA MTG
Mar 9, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	2019-00034957
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	104 SANDE CT, UNION, OH 45377-8752
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SANDE CT, UNION, OH 45377-8752

Mortgage

Document Number	0000037092
Date	Jun 14, 2022
Instrument	2022-00037092

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	104 SANDE CT, UNION, OH 45377-8752
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036449
Date	May 12, 2021
Instrument	2021-00036449

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 9, 2019
Property Address	104 SANDE CT, UNION, OH 45377-8752
Document Number	0000034957
Instrument Date	Jun 27, 2019
Instrument	34957
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 SANDE CT UNION OH 453778752, UNION, OH 45377-8752

Mortgage

Document Number	34958
Date	Jul 9, 2019
Instrument	34958

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	104 SANDE CT, UNION, OH 45377-8752
Document Number	0000016708
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 SANDE CT UNION OH 453778752, UNION, OH 45377-8752

Mortgage

Document Number	0000016708
Date	Mar 20, 2017
Instrument	16708

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Union City
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,470 (-) Land $24,360 Building $105,110
2024	$8,484.00 (+1.87%)
2023	$8,328.00 (-7.13%)	$129,470 (+18.21%) Land $24,360 Building $105,110	$369,900 (+18.2%) Land $69,600 Building $300,300
2022	$8,967.00	$109,530 Land $21,000 Building $88,530
2020			$312,950 Land $60,000 Building $252,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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