102 Sande Ct, Union (Vandalia), OH 45377 Property Records

Montgomery County property record for 102 Sande Ct, Union, OH 45377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,948 sqft · built 2008
Lot Size	0.316 acres (13,774 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,883 (2024)
Deeds & Mortgages	Nov 2023 Transfer Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M58100511-0013`

Property Details

APN / Parcel Number

Primary APN	`M58100511-0013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,948 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	568 sqft
Basement Area	568 sqft
Finished Basement	568 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,774 sqft (0.316 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	166 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 SANDE CT
City	UNION
State	OH
Zip	45377-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	128 STONEY CREST SEC FOUR
Legal Subdivision	STONEY CREST
Legal Lot Number	128
Jurisdiction	MONTGOMERY OH
Township / Civil Division	UNION CITY
Census Block Group	1
Census Block	1023
Census Tract	110100

Owner

102 Sande Ct is owned and occupied by two individuals who acquired it in October 2023.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	102 SANDE CT, UNION, OH 45377-8752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Transfer on Death Deed, Transfer
Jan 28, 2022	Survivorship Deed, Transfer · VA Mortgage NAVY FCU
Mar 28, 2018	Grant Deed, Transfer FIRST OHIO TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	20226172
Last Transfer Date	Oct 25, 2023
Transfer Doc	0000058896
Record Updated	Sep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 15, 2023
Property Address	102 SANDE CT, UNION, OH 45377-8752
Document Number	0000058896
Map Reference	MB 196 PG 34
Instrument Date	Oct 31, 2023
Instrument	202300058896
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	102 SANDE CT, UNION, OH 45377-8752

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 28, 2022
Property Address	102 SANDE CT, UNION, OH 45377-8752
Document Number	0000006172
Map Reference	MB 196 PG 34
Instrument Date	Jan 11, 2022
Instrument	2022-00006172
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	102 SANDE CT, UNION, OH 45377-8752

Mortgage

Document Number	0000006173
Date	Jan 28, 2022
Instrument	2022-00006173

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 28, 2018
Property Address	102 SANDE CT, UNION, OH 45377-8752
Document Number	0000017207
Instrument Date	Mar 20, 2018
Instrument	17207
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$1,101.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 SANDE CT UNION OH 453778752, UNION, OH 45377-8752

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Union City
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,770 Land $24,360 Building $114,410	$396,490 Land $69,600 Building $326,890
2024	$7,883.00 (+0.96%)
2023	$7,808.00 (-20.21%) Homeowner's exemption	$138,770 (+16%) Land $24,360 Building $114,410	$396,490 Land $69,600 Building $326,890
2022	$9,786.00	$119,630 Land $21,000 Building $98,630
2020			$341,800 Land $60,000 Building $281,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Sande Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Sande Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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