104 S Howell Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 104 S Howell Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	2 ba · 992 sqft · built 1945
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$62,000 (May 2013)
Tax Bill	$574 (2025)
Deeds & Mortgages	Mar 2024 Transfer
Flood Zone	Zone X (moderate risk)
APN	`157N D 006`

Property Details

APN / Parcel Number

Primary APN	`157N D 006`
Alternative APN	`0000097816`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	992 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000097816
Street Address	104 S HOWELL AVE
City	CHATTANOOGA
State	TN
Zip	37411-4842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 BLK 8 HAMILTON PLACE SUB PB 8 PG 35
Legal Subdivision	HAMILTON PLACE SUBDIVISION
Legal Block	8
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	3000

Owner

104 S Howell Ave is held in a trust since March 2024.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2504 DOGWOOD GARDEN LN, CHATTANOOGA, TN 37421-1390
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2013 · Amount on File
Deed Sale	May 20, 2013 · Amount on File
Prior Sale	Apr 11, 2013 · Amount on File
Deed Document Number	2013165
Deed Book / Page	9956 / 991
Last Transfer Date	Mar 5, 2024
Transfer Doc	0000000218
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2024
Property Address	104 S HOWELL AVE, CHATTANOOGA, TN 37411-4842
Document Number	0000000218
Book / Page	13528 / 848
Instrument Date	Mar 5, 2024
Instrument	2024030500218
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2504 DOGWOOD GARDEN LN, CHATTANOOGA, TN 37421-1390

Tax Assessment & Valuation

The 2025 property tax bill for 104 S Howell Ave was $574, down 12% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$574.00 (-11.96%)	$37,900 (+30.02%)	$151,600 (+30.02%) Land $45,000 Building $106,600
2024	$652.00	$29,150 (-)	$116,600 (-) Land $30,000 Building $86,600
2023	$652.00	$29,150 (-)	$116,600 (-) Land $30,000 Building $86,600
2022	$652.00	$29,150	$116,600 Land $30,000 Building $86,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 S Howell Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20