Hamilton County property record for 103 S Howell Ave, Chattanooga, TN 37411
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,363 sqft · built 1930 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,100 (Nov 2012) |
| Tax Bill | $1,360 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 157N B 021 |
| Primary APN | 157N B 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,363 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000097776 |
|---|---|
| Street Address | 103 S HOWELL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4843 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 26 BLK 7 HAMILTON PLACE PB8 PG35 |
| Legal Subdivision | HAMILTON PLACE |
| Legal Block | 7 |
| Legal Lot Number | 26 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3000 |
103 S Howell Ave, a duplex, is owned by an individual who bought it in November 2012.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6512 S LYNNCREST TER, CHATTANOOGA, TN 37416-1211 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2012 · Amount on File |
| Deed Sale | Nov 5, 2012 · Amount on File |
| Prior Sale | May 26, 2004 · Amount on File |
| Deed Document Number | 2012110500288 |
| Deed Book / Page | 9790 / 788 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 103 S Howell Ave was $1,360, up 64.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+64.65%) | $89,760 (+142.86%) | $224,400 (+142.86%) Land $45,000 Building $179,400 |
| 2024 | $826.00 | $36,960 (-) | $92,400 (-) Land $30,000 Building $62,400 |
| 2023 | $826.00 | $36,960 (-) | $92,400 (-) Land $30,000 Building $62,400 |
| 2022 | $826.00 | $36,960 | $92,400 Land $30,000 Building $62,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 S Howell Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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