105 Ray St N, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 105 Ray St N, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,356 sqft · built 1988
Lot Size0.299 acres (13,033 sqft)
Owner2 Individual Names on File
Tax Bill$7,302 (2026)
Deeds & MortgagesMar 2017 Mortgage
APN212801 119.43-7-26

Property Details

APN / Parcel Number

Primary APN212801 119.43-7-26
Alternative APNs
  • 280111904300070260000000
  • 022064886

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,033 sqft (0.299 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area274 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number022064886
Street Address105 RAY ST N
CityILION
StateNY
Zip13357-2338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePS
Legal DescriptionBARRINGER RD ESTS R1 2G IGP
Legal Block7
Legal Lot Number26.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3009
Census Tract10300

Owner

105 Ray St N is owned and occupied by two individuals.

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address105 RAY ST N, ILION, NY 13357-2338
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address105 RAY ST N, ILION, NY 13357-2338
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20171537
DateMar 28, 2017
InstrumentRP2017-1537
Lender
NameADIRONDACK BANK
Agreement
AmountAmount on Record
Term298 Months
DueJan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 105 Ray St N was $7,302 with exemptions applied, up 2.8% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,302.00 (+2.83%) Homeowner's exemption Senior Citizen's exemption
2025$7,101.00$108,500 Land $18,700 Building $89,800$203,184 Land $35,019 Building $168,165
2023$108,500 Land $18,700 Building $89,800$197,273 Land $34,000 Building $163,273
2020$5,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 105 Ray St N; there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (2006–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ray St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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