104 Ray St N, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 104 Ray St N, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 1991
Lot Size0.303 acres (13,200 sqft)
OwnerIndividual Name on Record
Tax Bill$8,023 (2025)
Deeds & MortgagesFeb 2020 Refinance
APN212801 119.43-7-2

Property Details

APN / Parcel Number

Primary APN212801 119.43-7-2
Alternative APNs
  • 280111904300070020000000
  • 20182480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,780 sqft Living Area
1st Floor Area1,080 sqft
Upper Floors Area700 sqft
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCape Cod
Lot Area13,200 sqft (0.303 acres)
Lot Dimensions132 ft deep x 100 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20182480
Street Address104 RAY ST N
CityILION
StateNY
Zip13357-2337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePS
Legal DescriptionBARRINGER RD EST R1 2G
Legal Block7
Legal Lot Number2.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3010
Census Tract10300

Owner

Source: Herkimer County and German Flatts Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 RAY ST N, ILION, NY 13357-2337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address104 RAY ST N, ILION, NY 13357-2337
Transaction TypeMortgage
Record UpdatedMar 10, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020763
DateFeb 18, 2020
Instrument2020-763
Lender
NameADIRONDACK BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueMar 1, 2025

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,023.00 (+5.65%)$122,600 (-) Land $15,800 Building $106,800$229,588 (+3%) Land $29,588 Building $200,000
2023$122,600 Land $15,800 Building $106,800$222,909 Land $28,727 Building $194,182
2020$7,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (2006–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Ray St N

Nearby Streets

Search Property Records by Address or Parcel Number