Herkimer County and German Flatts Town property record for 102 Ray St N, Ilion, NY 13357 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,152 sqft Living Area |
| Lot Size | 17,160 sqft (0.393 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $212,000 (2016) |
| Tax Bill | $8,180.00 (2025) |
| Primary APN | 212801 119.43-7-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 2,152 sqft 1st Floor |
| Basement Area | 1,348 sqft Basement |
| Finished Basement | 1,348 sqft Finished |
| Stories | 1 Story |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,160 sqft (0.393 acres) |
| Lot Dimensions | 132 ft deep x 130 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 456 sqft Garage |
| Porch | Slab |
| Porch Area | 258 sqft Porch |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 199229 |
|---|---|
| Street Address | 102 RAY ST N |
| City | ILION |
| State | NY |
| Zip | 13357-2337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAY ST N R1 2G |
| Legal Block | 7 |
| Legal Lot Number | 1.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records · APN 212801 119.43-7-1
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 RAY ST N, ILION, NY 13357-2337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 21, 2022 | Deed of Trust, Mortgage · ARM CITIZENS BANK |
| Apr 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 02, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2016 · Amount on Record |
| Deed Sale | Jul 01, 2016 · Amount on Record |
| Prior Sale | Mar 22, 2002 · Amount on Record |
| Deed Book / Page | 1613 / 455 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 102 RAY ST N, ILION, NY 13357-2337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | RP20261495 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | RP2026-1495 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 102 RAY ST N, ILION, NY 13357-2337 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | RP20227070 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | RP2022-7070 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Type Change Date | Jan 01, 2033 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 102 RAY ST N, ILION, NY 13357-2337 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | RP20212220 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | RP2021-2220 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 102 RAY ST N, ILION, NY 13357-2337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20204949 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | 2020-4949 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,180.00 (-23.84%) | $125,000 (-) Land $17,000 Building $108,000 | $234,082 (+3%) Land $31,835 Building $202,247 |
| 2023 | $125,000 Land $17,000 Building $108,000 | $227,273 Land $30,909 Building $196,364 | |
| 2020 | $10,740.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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