105 Oak St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 105 Oak St, Windsor Locks, CT 06096

Property Summary

Details	7 bd · 6 ba · 5,582 sqft · built 1898
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (Jun 2005)
Tax Bill	$6,857 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:52 L:1`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:52 L:1`
Alternative APNs	`00322600` `322600`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	15 Rooms
Units	4 Units
Stories	2 Stories
Building Area	5,582 sqft Living Area
1st Floor Area	2,791 sqft
Basement Area	2,791 sqft
Unfinished Basement	2,791 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	322600
Street Address	105 OAK ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1881
Property Category	Other
Property Type	Unknown
Local Zoning Code	RESA
Legal Block	52
Legal Lot Number	1
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2009
Census Tract	476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	105 OAK ST, WINDSOR LOCKS, CT 06096-1881
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage WINDSOR FEDERAL SAVINGS AND LOAN ASSN
Jan 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2005 · Amount on Record
Deed Sale	Jun 16, 2005 · Amount on Record
Prior Sale	Aug 30, 2001 · Amount on Record
Deed Book / Page	339 / 679
Last Transfer Date	Sep 8, 2025
Transfer Doc	000549-706
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	105 OAK ST, WINDSOR LOCKS, CT 06096-1881
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000501-259
Date	Jan 11, 2021
Book Page	501/259
Instrument	889900013

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	105 OAK ST, WINDSOR LOCKS, CT 06096-1881
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	501-259
Date	Jan 11, 2021
Book Page	501/259
Instrument	889900013

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,810 (+56.38%) Land $52,990 Building $232,820	$200,067 Land $37,093 Building $162,974
2024	$6,857.00 (+33.33%)	$182,770 (-) Land $34,440 Building $148,330
2023	$5,143.00 (+8.94%)	$182,770 (-) Land $34,440 Building $148,330
2022	$4,721.00	$182,770 Land $34,440 Building $148,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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