91 Oak St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 91 Oak St, Windsor Locks, CT 06096 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1890
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$110,500 (Aug 1987)
Tax Bill	$4,054 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:52 L:5`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:52 L:5`
Alternative APNs	`00322400` `322400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	322400
Street Address	91 OAK ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	52
Legal Lot Number	5
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2009
Census Tract	476100

Owner

Source: Windsor Locks Town records · APN WINL M:28 B:52 L:5

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 OAK ST, WINDSOR LOCKS, CT 06096-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2018	Deed of Trust, Mortgage BARBARA A SACHELI
Sep 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 1987 · Amount on Record
Deed Sale	Aug 26, 1987 · Amount on Record
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	91 OAK ST, WINDSOR LOCKS, CT 06096-1824
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	480-429
Date	Nov 02, 2018
Book Page	480/429
Instrument	809720005

Lender

Name	BARBARA A SACHELI

Agreement

Amount	Amount Recorded
Term	108 Months
Due	Nov 01, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	91 OAK ST, WINDSOR LOCKS, CT 06096-1824
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	497-676
Date	Sep 23, 2020
Book Page	497/676
Instrument	874530007

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2045

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,980 (+79.88%) Land $38,150 Building $130,830	$118,286 Land $26,705 Building $91,581
2024	$4,054.00 (+53.39%)	$93,940 (-) Land $23,730 Building $70,210
2023	$2,643.00 (+8.94%)	$93,940 (-) Land $23,730 Building $70,210
2022	$2,426.00	$93,940 Land $23,730 Building $70,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Cox Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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