88 Oak St, #90, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 88 Oak St, #90, Windsor Locks, CT 06096

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 1,976 sqft · built 1875
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Apr 2015)
Tax Bill	$5,273 (2024)
Deeds & Mortgages	Jun 2022 Refinance Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:53 L:30`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:53 L:30`
Alternative APNs	`00033500` `33500`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	988 sqft
Attic	Attic
Attic Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	33500
Street Address	88 OAK ST, 90
City	WINDSOR LOCKS
State	CT
Zip	06096-1825
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RESA
Legal Block	53
Legal Lot Number	30
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2010
Census Tract	476100

Owner

88 Oak St, #90 is owned by an individual who bought it in April 2015.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	90 OAK ST, WINDSOR LOCKS, CT 06096-1825
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2015 · Amount on File
Deed Sale	Apr 14, 2015 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	2015407540
Deed Book / Page	446 / 327
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	88 OAK ST # 90, 90, WINDSOR LOCKS, CT 06096-1825
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000519-357
Date	Jun 16, 2022
Book Page	519/357
Instrument	1267620019

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	88 OAK ST # 90, 90, WINDSOR LOCKS, CT 06096-1825
Document Number	476-606
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88-90 OAK ST WINDSOR LOCKS CT 060961825, WINDSOR LOCKS, CT 06096-1825

Mortgage

Document Number	476-606
Date	Jun 22, 2018
Book Page	000476/000606
Instrument	793140020

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,800 (+99.24%) Land $39,760 Building $180,040	$153,860 Land $27,832 Building $126,028
2024	$5,273.00 (+69.88%)	$110,320 (-) Land $27,160 Building $83,160
2023	$3,104.00 (+8.91%)	$110,320 (-) Land $27,160 Building $83,160
2022	$2,850.00	$110,320 Land $27,160 Building $83,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Oak St, #90 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 88 Oak St, #90 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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