22 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 22 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 2008
Lot Size	0.159 acres (6,961 sqft)
Owner	Company Name on Record
Tax Bill	$5,521 (2023)
Deeds & Mortgages	Jan 2021 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0045344361`

Property Details

APN / Parcel Number

Primary APN	`0045344361`
Alternative APNs	`384333` `865034`

Interior

Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,961 sqft (0.159 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Location & Zoning

Account Number	865034
Street Address	22 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0031
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	31
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6007 BELLA CHARCA PKWY, NOLANVILLE, TX 76559-4729
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer FIRST CMNTY TITLE
Sep 18, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 29, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021
Deed Sale	Jan 26, 2021
Prior Sale	Sep 18, 2019
Deed Document Number	2021005413
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 26, 2021
Property Address	22 MCGUGAN LN, TEMPLE, TX 76502-3524
Document Number	0000005413
Instrument Date	Jan 25, 2021
Instrument	5413
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	246 ARBOR VALLEY DR SAN JOSE CA 951191805, SAN JOSE, CA 95119-1805

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 18, 2019
Property Address	22 MCGUGAN LN, TEMPLE, TX 76502-3524
Document Number	0000042505
Map Reference	CAB D SL 119-C&D
Instrument Date	Sep 17, 2019
Instrument	2019-00042505
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MCGUGAN LN, TEMPLE, TX 76502-3524

Mortgage

Document Number	0000042506
Date	Sep 18, 2019
Instrument	2019-00042506

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 29, 2018
Property Address	22 MCGUGAN LN, TEMPLE, TX 76502-3524
Document Number	0000021461
Map Reference	CAB D SL119C&D
Instrument Date	May 25, 2018
Instrument	2018-00021461
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MCGUGAN LN, TEMPLE, TX 76502-3524

Mortgage

Document Number	0000021462
Date	May 29, 2018
Instrument	2018-00021462

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,521.00 (+13.55%)	$238,760 Land $35,000 Building $203,760	$238,760 Land $35,000 Building $203,760
2022	$4,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Nextlink, SOS Communications, Verizon.

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