Madison County property record for 105 Lynne Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,289 sqft |
| Owner | Individual Name on File |
| Last Sale | $187,700 (Aug 2011) |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0004-0003 |
| Primary APN | 0073-0004-0003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,289 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 47671 |
|---|---|
| Street Address | 105 LYNNE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROARING CREEK ESTS LOT 3 BLK 2 |
| Legal Subdivision | ROARING CREEK EST |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
105 Lynne Dr is owned and occupied by an individual who bought it in August 2011.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 105 LYNNE DR, BEREA, KY 40403-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2011 · Amount on File |
| Deed Sale | Aug 17, 2011 · Amount on File |
| Prior Sale | Jul 20, 2011 |
| Deed Document Number | 464243 |
| Deed Book / Page | D670 / 251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 105 LYNNE DR, BEREA, KY 40403-1267 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M01193/753 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | M01193/753 |
| Instrument | 2014023631 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 105 Lynne Dr was $2,263 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,263.00 Additional exemption filed | $240,000 | $240,000 |
| 2023 | $2,037.00 | $210,000 | $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Lynne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Lynne Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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