Madison County property record for 113 Lynne Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,970 sqft |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,500 (Feb 2023) |
| Tax Bill | $2,012 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0004-0007 |
| Primary APN | 0073-0004-0007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,970 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 39405 |
|---|---|
| Street Address | 113 LYNNE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROARING CREEK ESTS LOT 7 BLK 2 |
| Legal Subdivision | ROARING CREEK EST |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 113 LYNNE DR, BEREA, KY 40403-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK |
| May 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Feb 21, 2023 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Apr 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO OF POINTE COUPEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2023 · Amount on Record |
| Deed Sale | Feb 21, 2023 · Amount on Record |
| Deed Document Number | 2014132522 |
| Deed Book / Page | D834 / 743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 27, 2026 |
| Property Address | 113 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | 0014371822 |
| Book / Page | 2496 / 457 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202614371822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 113 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | 0014371822, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 2496/457 |
| Instrument | 202614371822 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 113 LYNNE DR, BEREA, KY 40403-1267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2236/444 |
|---|---|
| Date | May 30, 2023 |
| Book Page | M2236/444 |
| Instrument | 2014147575 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 21, 2023 |
| Property Address | 113 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | 00D834/743 |
| Book / Page | D834 / 743 |
| Map Reference | MB 14 PG 9 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2014132522 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 486 HIGHBERRY LN, BEREA, KY 40403 |
| Name | Verified Name |
|---|---|
| Address | 459 MCDOWELL AVE, FRANKFORT, KY 40601-3823 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2217/630 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | M2217/630 |
| Instrument | 2014132526 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 3, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 113 LYNNE DR, BEREA, KY 40403-1267 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01797/655 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | M01797/655 |
| Instrument | 2013974181 |
| Name | PEOPLES BANK & TRUST CO OF POINTE COUPEE |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,012.00 (+2.71%) Homeowner's exemption | $262,500 (+29.95%) | $262,500 (+29.95%) |
| 2023 | $1,959.00 | $202,000 | $202,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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