Madison County property record for 103 Lynne Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,494 sqft |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Apr 2020) |
| Tax Bill | $2,348 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0004-0002 |
| Primary APN | 0073-0004-0002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,494 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 39994 |
|---|---|
| Street Address | 103 LYNNE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROARING CREEK ESTS LOT 2 BLK 2 |
| Legal Subdivision | ROARING CREEK EST |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 103 LYNNE DR, BEREA, KY 40403-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Apr 29, 2020 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on Record |
| Deed Sale | Apr 29, 2020 · Amount on Record |
| Prior Sale | Nov 28, 2011 · Amount on Record |
| Deed Document Number | 2014011035 |
| Deed Book / Page | D00787 / 227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 103 LYNNE DR, BEREA, KY 40403-1267 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 103 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | 0M2145/536 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | M2145/536 |
| Instrument | 2014083478 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 29, 2020 |
| Property Address | 103 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | D00787/227 |
| Book / Page | D00787 / 227 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2014011035 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 N PORTER DR, 101, RICHMOND, KY 40475-2317 |
| Name | Verified Name |
|---|---|
| Address | 103 LYNNE DR, BEREA, KY 40403-1267 |
| Document Number | 2014011036 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2014011036 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,348.00 (+5.24%) Additional exemption filed | $249,000 (+8.26%) | $249,000 (+8.26%) |
| 2023 | $2,231.00 | $230,000 | $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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