Herkimer County and Webb Town property record for 105 Garmon Ave, Old Forge, NY 13420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,410 sqft · built 2014 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Dec 2025) |
| Tax Bill | $5,543 (2026) |
| Deeds & Mortgages | Jan 2020 Refinance Feb 2015 Mortgage + 1 more |
| APN | 215400 041.58-2-20 |
| Primary APN | 215400 041.58-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 854 sqft |
| Finished Basement | 854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,068 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 200132780 |
|---|---|
| Street Address | 105 GARMON AVE |
| City | OLD FORGE |
| State | NY |
| Zip | 13420-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | 86 BLK 11.2 16 VAC TWP 7 JBTR OLD FORGE |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | WEBB |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11502 |
105 Garmon Ave is owned and occupied by two individuals who bought it in December 2025.
Source: Herkimer County and Webb Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8518 LONG LEAF TRL, LIVERPOOL, NY 13090-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK |
| Feb 18, 2015 | Deed of Trust, Mortgage ADIRONDACK BANK |
| Dec 24, 2025 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on File |
| Deed Sale | Dec 24, 2025 · Amount on File |
| Prior Sale | Jun 14, 2013 · Amount on File |
| Deed Document Number | 20255611 |
| Prior Transfer Date | Oct 22, 2001 |
| Prior Transfer Doc | 0899000466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 105 GARMON AVE, OLD FORGE, NY 13420-7703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020202 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 2020-2 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 105 GARMON AVE, OLD FORGE, NY 13420-7703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001556/0000000376 |
|---|---|
| Date | Feb 18, 2015 |
| Book Page | 0000001556/0000000376 |
| Instrument | 0500190082 |
| Name | ADIRONDACK BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Dec 24, 2025 |
| Property Address | 105 GARMON AVE, OLD FORGE, NY 13420-7703 |
| Document Number | RP20255611 |
| Instrument Date | Dec 17, 2025 |
| Instrument | RP2025-5611 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8518 LONG LEAF TRL, LIVERPOOL, NY 13090-1126 |
| Document Number | RP20255613 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | RP2025-5613 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
The 2026 property tax bill for 105 Garmon Ave was $5,543 with exemptions applied, up 3.1% from the year before.
Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Webb Town |
| Unified School District | Town of Webb Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,543.00 (+3.14%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $5,374.00 (+6.1%) | $347,100 (-) Land $64,900 Building $282,200 | $608,947 (+5.7%) Land $113,860 Building $495,087 |
| 2024 | $5,065.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $347,100 (-) Land $64,900 Building $282,200 | $576,100 (+19%) Land $107,718 Building $468,382 |
| 2023 | $347,100 Land $64,900 Building $282,200 | $484,100 Land $90,516 Building $393,584 | |
| 2020 | $4,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 105 Garmon Ave; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Garmon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD FORGE-THENDARA WATER DISTRICT serves 1,275 people · EPA ID NY2102312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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