Harrison County property record for 105 Gandy Cir, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,884 sqft · built 1966 |
| Lot Size | 0.217 acres (9,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,002 (Feb 2024) |
| Tax Bill | $959 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0612C-02-080.000 |
| Primary APN | 0612C-02-080.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Adjusted Area |
| 1st Floor Area | 1,658 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,494 sqft (0.217 acres) |
| Patio Area | 200 sqft |
| Utility Building | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 105 GANDY CIR |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-4411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 PARK PLACE EST |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 14 |
| Legal Subdivision | PARK PLACE ESTATES |
| Legal Lot Number | 31 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2701 |
105 Gandy Cir is owned and occupied by two individuals who bought it in February 2024.
Source: Harrison County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT |
| Mar 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage HANCOCK BANK |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS |
| Feb 28, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Deed Document Number | 20243782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 2, 2026 |
| Property Address | 105 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Document Number | 0000010735 |
| Instrument Date | May 26, 2026 |
| Instrument | 202610735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 105 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Document Number | 0000010735, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202610735 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 105 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20190001665TJ1 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 2019-0001665-T-J1 |
| Name | HANCOCK BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 18, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 105 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 20210005918TJ1 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-0005918-T-J1 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Feb 28, 2024 |
| Property Address | 105 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Document Number | 20240003782DJ1 |
| Map Reference | MB 24 PG 16 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024-0003782-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1617 ASH AVE, WOODSTOCK, IL 60098-2500 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Investor | Possibly a Property Investor |
| Document Number | 20240003783TJ1 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024-0003783-T-J1 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,374 | $83,743 Land $26,500 Building $57,243 | |
| 2023 | $959.00 (+10.61%) Homeowner's exemption Disabled Person's exemption | $8,125 | $81,250 Land $26,500 Building $54,750 |
| 2022 | $867.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 105 Gandy Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2005–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Gandy Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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