Harrison County property record for 104 Gandy Cir, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,887 sqft · built 1962 |
| Owner | Company Name on File |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0612C-02-055.000 |
| Primary APN | 0612C-02-055.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,887 sqft Adjusted Area |
| 1st Floor Area | 1,852 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Patio Area | 300 sqft |
| Utility Building | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 041266 |
|---|---|
| Street Address | 104 GANDY CIR |
| City | LONG BEACH |
| State | MS |
| Zip | 39560-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 PARK PLACE EST |
| Legal Range | 12 |
| Legal Township | 08 |
| Legal Section | 14 |
| Legal Subdivision | PARK PLACE ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2701 |
104 Gandy Cir is owned by a company that acquired it in November 2024.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 7882, DIBERVILLE, MS 39540-7841 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Nov 19, 2024 | Warranty Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2024 |
| Deed Sale | Nov 19, 2024 |
| Prior Sale | Jan 20, 2015 |
| Deed Document Number | 2024-0023224-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 104 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10153 LAKE FOREST DR, OCEAN SPRINGS, MS 39565-2009 |
| Investor | Possibly a Property Investor |
| Document Number | 20250002031TJ1 |
|---|---|
| Date | Feb 5, 2025 |
| Instrument | 2025-0002031-T-J1 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Nov 19, 2024 |
| Property Address | 104 GANDY CIR, LONG BEACH, MS 39560-4412 |
| Document Number | 20240023224DJ1 |
| Map Reference | MB 24 PG 16 |
| Instrument Date | Nov 8, 2024 |
| Instrument | 2024-0023224-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1216 GOVERNMENT ST, OCEAN SPRINGS, MS 39564-3820 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7882, DIBERVILLE, MS 39540-7841 |
| Investor | Possibly a Property Investor |
| Document Number | 20240023225TJ1 |
|---|---|
| Date | Nov 19, 2024 |
| Instrument | 2024-0023225-T-J1 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 8 Months |
| Due | Jul 8, 2025 |
The 2025 property tax bill for 104 Gandy Cir was $1,985, up 4.3% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 (+4.25%) | $12,687 | $84,583 Land $26,500 Building $58,083 |
| 2024 | $1,904.00 | ||
| 2023 | $1,904.00 (+5.48%) | $12,284 | $81,894 Land $26,500 Building $55,394 |
| 2022 | $1,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Gandy Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2005–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Gandy Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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