Harrison County property record for 103 Gandy Cir, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,086 sqft · built 1966 |
| Lot Size | 0.246 acres (10,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,655 (Sep 2026) |
| Tax Bill | $1,917 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0612C-02-081.000 |
| Primary APN | 0612C-02-081.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Adjusted Area |
| 1st Floor Area | 975 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,736 sqft (0.246 acres) |
| Utility Building | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 103 GANDY CIR |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-4411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 PARK PLACE EST. |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 14 |
| Legal Subdivision | PARK PLACE ESTATES |
| Legal Lot Number | 32 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2701 |
103 Gandy Cir is owned by an individual who bought it in September 2026.
Source: Harrison County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 OAKMONT PL, LONG BEACH, MS 39560-4037 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Aug 1, 2018 | Deed of Trust, Mortgage EMBRACE HOME LOANS INC |
| Aug 1, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 202619692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 8, 2026 |
| Property Address | 103 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Document Number | 0000019692 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202619692 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | PILGRIM TITLE, PILGER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 OAKMONT PL, LONG BEACH, MS 39560-4037 |
| Document Number | 0000019693, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202619693 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000019694, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202619694 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 103 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20180006543TJ1 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018-0006543-T-J1 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 1, 2018 |
| Property Address | 103 GANDY CIR, LONG BEACH, MS 39560-4411 |
| Document Number | 20180004780DJ1 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 2018-0004780-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 936 MAGNOLIA DR N, WIGGINS, MS 39577-3623 |
| Name | Verified Name |
|---|---|
| Address | 103 GANDY CIR, LONG BEACH, MS 39560-4411 |
The 2025 property tax bill for 103 Gandy Cir was $1,917, up 3.8% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,917.00 (+3.79%) | $12,257 | $81,712 Land $26,500 Building $55,212 |
| 2024 | $1,847.00 | ||
| 2023 | $1,847.00 (+33.55%) | $11,915 | $79,430 Land $26,500 Building $52,930 |
| 2022 | $1,383.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Gandy Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2005–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Gandy Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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