105 Fleming Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 105 Fleming Ct, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,555 sqft · built 2003
Lot Size	0.264 acres (11,538 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Nov 2013)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`11280-031-000`

Property Details

APN / Parcel Number

Primary APN	`11280-031-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,555 sqft Heated Area
Gross Area	3,536 sqft
1st Floor Area	2,555 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick
Roof Material	Shingle
Lot Area	11,538 sqft (0.264 acres)
Garage Area	676 sqft
Driveway	Driveway
Driveway Area	1,080 sqft

Exterior Amenities

Porch	Porch
Porch Area	305 sqft
Patio Area	200 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	105 FLEMING CT
City	LYNN HAVEN
State	FL
Zip	32444-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LANDINGS LOT 11 BLK K ORB 3567 P 1832
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	LANDINGS
Legal Block	K
Legal Lot Number	11
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2037
Census Tract	1402

Owner

105 Fleming Ct is owned and occupied by an individual who bought it in November 2013.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 FLEMING CT, LYNN HAVEN, FL 32444-3248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on File
Deed Sale	Nov 27, 2013 · Amount on File
Prior Sale	May 21, 2003 · Amount on File
Deed Document Number	0035671832
Deed Book / Page	3567 / 1832
Record Updated	Jun 8, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	105 FLEMING CT, LYNN HAVEN, FL 32444-3248
Document Number	0039482069
Book / Page	003948 / 002069
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 FLEMING CT LYNN HAVEN FL 324443248, LYNN HAVEN, FL 32444-3248

Mortgage

Document Number	0039482069
Date	Oct 24, 2017
Book Page	003948/002069
Instrument	61675

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412-0760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 23, 2027

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 105 Fleming Ct was $3,581 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,581.00 Homeowner's exemption	$279,634	$350,342 Land $57,200 Building $293,142
2023	$3,606.00 (+12.06%) Homeowner's exemption	$263,838 (+3%)	$308,533 (+9.67%) Land $57,000 Building $251,533
2022	$3,218.00 Homeowner's exemption	$256,153	$281,320 Land $47,139 Building $234,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Fleming Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Fleming Ct is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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