103 Fleming Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 103 Fleming Ct, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,476 sqft · built 2004
Lot Size	0.33 acres (14,382 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Jun 2002)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11280-030-000`

Property Details

APN / Parcel Number

Primary APN	`11280-030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,476 sqft Living Area
Gross Area	4,019 sqft
1st Floor Area	3,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,382 sqft (0.33 acres)
Garage Type	Attached
Garage Area	543 sqft

Exterior Amenities

Pool Area	384 sqft
Porch	Slab
Porch Area	480 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 FLEMING CT
City	LYNN HAVEN
State	FL
Zip	32444-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	THE LANDINGS LOT 10 BLK K ORB 2157 P 1922
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	THE LANDINGS
Legal Block	K
Legal Lot Number	10
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2037
Census Tract	1402

Owner

103 Fleming Ct is owned and occupied by two individuals who bought it in June 2002.

Source: Bay County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 FLEMING CT, LYNN HAVEN, FL 32444-3248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2002 · Amount on File
Deed Sale	Jun 28, 2002 · Amount on File
Deed Document Number	200239523
Deed Book / Page	2157 / 1922
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	103 FLEMING CT, LYNN HAVEN, FL 32444-3248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039450973
Date	Oct 12, 2017
Book Page	3945/0973
Instrument	2017058982

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	103 FLEMING CT, LYNN HAVEN, FL 32444-3248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FLEMING CT, LYNN HAVEN, FL 32444-3248

Mortgage

Document Number	0042952282
Date	Sep 4, 2020
Book Page	4295/2282
Instrument	2020058948

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 103 Fleming Ct was $4,624 with a homeowner's exemption, down 2.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,624.00 (-2.24%) Homeowner's exemption	$349,025	$457,406 Land $57,200 Building $400,206
2024	$4,730.00 (+2.89%)
2023	$4,597.00 (+11.44%) Homeowner's exemption	$329,310 (+3%)	$401,788 (+8.92%) Land $57,000 Building $344,788
2022	$4,125.00 Homeowner's exemption	$319,718	$368,870 Land $47,139 Building $321,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Fleming Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Fleming Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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