104 Fleming Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 104 Fleming Ct, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,829 sqft · built 2002
Lot Size	0.305 acres (13,270 sqft)
Owner	Individual Name on File
Last Sale	$298,400 (Dec 2014)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11280-037-000`

Property Details

APN / Parcel Number

Primary APN	`11280-037-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,829 sqft Living Area
Gross Area	3,313 sqft
1st Floor Area	2,829 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,270 sqft (0.305 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1,122 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Unfinished Open Porch
Porch Area	498 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 FLEMING CT
City	LYNN HAVEN
State	FL
Zip	32444-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	THE LANDINGS LOT 17 BLK K ORB 4766 P 2397
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	THE LANDINGS
Legal Block	K
Legal Lot Number	17
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2037
Census Tract	1402

Owner

104 Fleming Ct is owned and occupied by an individual who acquired it in January 2024.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Jan 23, 2024	Intrafamily Transfer, Transfer
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CBC NATIONAL BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
May 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2014 · Amount on File
Deed Sale	Dec 9, 2014 · Amount on File
Prior Sale	Apr 25, 2008 · Amount on File
Deed Document Number	201464525
Deed Book / Page	3660 / 1825
Last Transfer Date	Jan 23, 2024
Transfer Doc	0047662397
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248

Mortgage

Document Number	0047711674
Date	Feb 7, 2024
Book Page	4771/1674
Instrument	2024006889

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Jan 23, 2024
Property Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Document Number	0047662397
Book / Page	4766 / 2397
Map Reference	MB 4253 PG 665
Instrument Date	Jan 23, 2024
Instrument	2024003540
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248

Mortgage

Document Number	0045060813
Date	Jan 3, 2022
Book Page	4506/813
Instrument	2022000048

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROGRESSIVE LAND TITLE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248

Mortgage

Document Number	0039680486
Date	Jan 3, 2018
Book Page	3968/0486
Instrument	2018000657

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042861942
Date	Aug 14, 2020
Book Page	4286/1942
Instrument	2020053447

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 19, 2020
Property Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Document Number	0042530665
Book / Page	004253 / 000665
Instrument Date	May 18, 2020
Instrument	32695
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	104 FLEMING CT LYNN HAVEN FL 324443248, LYNN HAVEN, FL 32444-3248

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	104 FLEMING CT, LYNN HAVEN, FL 32444-3248
Document Number	0040841461
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FLEMING CT LYNN HAVEN FL 324443248, LYNN HAVEN, FL 32444-3248

Mortgage

Document Number	0040841461
Date	Jan 30, 2019
Book Page	004084/001461
Instrument	11642

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 104 Fleming Ct was $3,781 with a homeowner's exemption, down 4.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (-4.33%) Homeowner's exemption	$292,944	$378,832 Land $57,200 Building $321,632
2024	$3,952.00 (+3.02%)
2023	$3,836.00 (+11.87%) Homeowner's exemption	$279,067 (+3%)	$330,820 (+9.31%) Land $57,000 Building $273,820
2022	$3,429.00 Homeowner's exemption	$270,939	$302,652 Land $47,139 Building $255,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Fleming Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Fleming Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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