Oswego County and Oswego City property record for 105 E Oneida St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,617 sqft · built 1960 |
| Lot Size | 0.069 acres (3,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000 (Jul 2009) |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.49-02-35 |
| Primary APN | 351200 128.49-02-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Upper Floors Area | 435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,045 sqft (0.069 acres) |
| Lot Dimensions | 43.5 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 562 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Canopy | 108 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6678 |
|---|---|
| Street Address | 105 E ONEIDA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Description | B 108, L 25,24 106-008-000 |
| Legal Subdivision | 4TH WARD |
| Legal Block | 2 |
| Legal Lot Number | 35.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 E ONEIDA ST, OSWEGO, NY 13126-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit EMPOWER FCU |
| Apr 2, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2009 · Amount on Record |
| Deed Sale | Jul 10, 2009 · Amount on Record |
| Prior Sale | Jul 6, 1999 · Amount on Record |
| Deed Document Number | 2009R-2009-006578 |
| Last Transfer Date | Apr 2, 2026 |
| Transfer Doc | 0000002666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 105 E ONEIDA ST, OSWEGO, NY 13126-2327 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 E ONEIDA ST, OSWEGO, NY 13126-2327 |
| Document Number | 0000000344 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | R-2023-000344 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 2, 2026 |
| Property Address | 105 E ONEIDA ST, OSWEGO, NY 13126-2327 |
| Document Number | 0000002666 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20262666 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 E ONEIDA ST, OSWEGO, NY 13126-2327 |
| Date | Apr 2, 2026 |
|---|
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,718.00 | $145,000 (+79.01%) Land $14,700 Building $130,300 | $145,000 (+48.58%) Land $14,700 Building $130,300 |
| 2023 | $81,000 Land $5,800 Building $75,200 | $97,590 Land $6,988 Building $90,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures