Otsego County and Milford Town property record for 105 E Main St, Milford, NY 13807
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,600 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,522 (Jul 2000) |
| Tax Bill | $1,879 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364001 194.20-1-16.00 |
| Primary APN | 364001 194.20-1-16.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,600 sqft Gross Area |
| Basement Area | 800 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Width | 32 ft Width |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Partial |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 000900 |
|---|---|
| Street Address | 105 E MAIN ST |
| City | MILFORD |
| State | NY |
| Zip | 13807 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 590500 |
105 E Main St, a commercial property, is owned by an individual who bought it in July 2000.
Source: Otsego County and Milford Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 AIRPORT RD, ONEONTA, NY 13820-4646 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2000 · Amount on File |
| Deed Sale | Jul 17, 2000 · Amount on File |
| Deed Book / Page | 905 / 244 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 105 E Main St was $1,879, up 4.7% from the year before.
Source: Otsego County and Milford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Municipality | Milford Village |
| Unified School District | Milford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,879.00 (+4.68%) | ||
| 2025 | $1,795.00 | $64,000 Land $11,200 Building $52,800 | $91,429 Land $16,000 Building $75,429 |
| 2023 | $64,000 Land $11,200 Building $52,800 | $77,576 Land $13,576 Building $64,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 E Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD VILLAGE serves 407 people · EPA ID NY3800152 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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