Otsego County and Milford Town property record for 101 E Main St, Milford, NY 13807
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,156 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $255,000 (Dec 2023) |
| Tax Bill | $7,374 (2026) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364001 194.20-1-17.00 |
| Primary APN | 364001 194.20-1-17.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,156 sqft Gross Area |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Width | 228 ft Width |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 097500 |
|---|---|
| Street Address | 101 E MAIN ST |
| City | MILFORD |
| State | NY |
| Zip | 13807 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 953 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 590500 |
101 E Main St, a commercial property, is owned by a company that bought it in December 2023.
Source: Otsego County and Milford Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3643 STATE HIGHWAY 28, MILFORD, NY 13807-1108 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on File |
| Deed Sale | Dec 27, 2023 · Amount on File |
| Deed Document Number | 20232023-5348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 27, 2023 |
| Property Address | 101 E MAIN ST, MILFORD, NY 13807 |
| Document Number | 0000000348 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023-5348 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3643 STATE HIGHWAY 28, MILFORD, NY 13807-1108 |
The 2026 property tax bill for 101 E Main St was $7,374, up 2.9% from the year before.
Source: Otsego County and Milford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Municipality | Milford Village |
| Unified School District | Milford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,374.00 (+2.93%) | ||
| 2025 | $7,164.00 | $255,000 Land $15,700 Building $239,300 | $364,286 Land $22,429 Building $341,857 |
| 2023 | $275,000 (-6.78%) Land $15,700 Building $259,300 | $333,333 (-1.69%) Land $19,030 Building $314,303 | |
| 2022 | $295,000 Land $15,700 Building $279,300 | $339,080 Land $18,046 Building $321,034 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 E Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD VILLAGE serves 407 people · EPA ID NY3800152 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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