Otsego County and Milford Town property record for 113 E Main St, Milford, NY 13807
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5,216 sqft · built 1890 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (May 2024) |
| Tax Bill | $5,234 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364001 194.20-1-13.00 |
| Primary APN | 364001 194.20-1-13.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,216 sqft Gross Area |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Width | 88 ft Width |
| Patio Area | 224 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | 090300 |
|---|---|
| Street Address | 113 E MAIN ST |
| City | MILFORD |
| State | NY |
| Zip | 13807-1105 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | 979 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 590500 |
113 E Main St, a commercial property, is owned by an individual who bought it in May 2024.
Source: Otsego County and Milford Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 171 OXBOW RD, MILFORD, NY 13807-1131 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on File |
| Deed Sale | May 7, 2024 · Amount on File |
| Deed Document Number | 20242024-1719 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 113 E Main St was $5,234, up 4.7% from the year before.
Source: Otsego County and Milford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Municipality | Milford Village |
| Unified School District | Milford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,234.00 (+4.68%) | ||
| 2025 | $5,000.00 | $178,000 Land $18,200 Building $159,800 | $254,286 Land $26,000 Building $228,286 |
| 2023 | $178,000 Land $18,200 Building $159,800 | $215,758 Land $22,061 Building $193,697 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 E Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD VILLAGE serves 407 people · EPA ID NY3800152 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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