105 E Iowa Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 105 E Iowa Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 920 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (May 2020)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	May 2020 Sale & Second Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94242-10-003`

Property Details

APN / Parcel Number

Primary APN	`94242-10-003`
Alternative APN	`R1502557`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Basement Area	728 sqft
Finished Basement	728 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	656 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1502557
Old Parcel Number	9424210003
Street Address	105 E IOWA AVE
City	BERTHOUD
State	CO
Zip	80513-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 1, MARY'S FARM SUB, BER (AKA LOT 3, BLK 1, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Tract	1
Legal Block	1
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2053
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 E IOWA AVE, BERTHOUD, CO 80513-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Sep 26, 2016 · Amount on Record
Deed Document Number	20200030166
Record Updated	Jun 8, 2026

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 1, 2020
Property Address	105 E IOWA AVE, BERTHOUD, CO 80513-1454
Document Number	0000030166
Map Reference	DOC 97402221
Instrument Date	Apr 30, 2020
Instrument	20200030166
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 E IOWA AVE, 105, BERTHOUD, CO 80513-1454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E IOWA AVE, BERTHOUD, CO 80513-1454

Mortgage

Document Number	0000030168
Date	May 1, 2020
Instrument	20200030168

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Mortgage

Document Number	0000030167
Date	May 1, 2020
Instrument	20200030167

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	105 E IOWA AVE, BERTHOUD, CO 80513-1454
Document Number	0000061358
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E IOWA AVE BERTHOUD CO 805131454, BERTHOUD, CO 80513-1454

Mortgage

Document Number	0000061358
Date	Sep 13, 2017
Instrument	61358

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2037

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00 (+15.54%)	$29,162 (-6.62%) Land $2,731 Building $26,431	$466,600 (+0.11%) Land $43,700 Building $422,900
2023	$2,554.00 (+14.94%)	$31,229 (+34.74%) Land $2,928 Building $28,301	$466,100 (+39.76%) Land $43,700 Building $422,400
2022	$2,222.00	$23,178 Land $3,037 Building $20,141	$333,500 Land $43,700 Building $289,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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