102 E Iowa Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 102 E Iowa Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,533 sqft · built 1996
Lot Size	0.197 acres (8,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Dec 2009)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-11-002`

Property Details

APN / Parcel Number

Primary APN	`94242-11-002`
Alternative APN	`R1502786`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,037 sqft
Basement Area	1,037 sqft
Finished Basement	496 sqft
Unfinished Basement	541 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,562 sqft (0.197 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1502786
Street Address	102 E IOWA AVE
City	BERTHOUD
State	CO
Zip	80513-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 2, MARYS FARM SUB, BER (FKA LOT 2, BLK 2, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	MARY`S FARM
Legal Block	2
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2045
Census Tract	2700

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 E IOWA AVE, BERTHOUD, CO 80513-1453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 17, 2017	Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2009 · Amount on Record
Deed Sale	Dec 3, 2009 · Amount on Record
Prior Sale	Nov 7, 1996 · Amount on Record
Deed Document Number	200980840
Prior Transfer Date	Oct 17, 1996
Prior Transfer Doc	0000080580
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	102 E IOWA AVE, BERTHOUD, CO 80513-1453
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049399
Date	Oct 22, 2025
Instrument	20250049399

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	102 E IOWA AVE, BERTHOUD, CO 80513-1453
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023514
Date	Apr 12, 2022
Instrument	20220023514

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	102 E IOWA AVE, BERTHOUD, CO 80513-1453
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E IOWA AVE, BERTHOUD, CO 80513-1453

Mortgage

Document Number	0000101556
Date	Nov 4, 2021
Instrument	20210101556

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	102 E IOWA AVE, BERTHOUD, CO 80513-1453
Document Number	0000019036
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E IOWA AVE BERTHOUD CO 805131453, BERTHOUD, CO 80513-1453

Mortgage

Document Number	0000019036
Date	Mar 23, 2017
Instrument	19036

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (+8.23%)	$32,112 (-8.03%) Land $2,731 Building $29,381	$513,800 (-1.4%) Land $43,700 Building $470,100
2024	$3,002.00 (+3.66%)
2023	$2,896.00 (+16.54%)	$34,914 (+34.72%) Land $2,928 Building $31,986	$521,100 (+39.74%) Land $43,700 Building $477,400
2022	$2,485.00	$25,916 Land $3,037 Building $22,879	$372,900 Land $43,700 Building $329,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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