109 E Iowa Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 109 E Iowa Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 981 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$545,900 (Apr 2025)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94242-10-005`

Property Details

APN / Parcel Number

Primary APN	`94242-10-005`
Alternative APN	`R1502573`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
Basement Area	975 sqft
Finished Basement	879 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,062 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1502573
Old Parcel Number	9424210005
Street Address	109 E IOWA AVE
City	BERTHOUD
State	CO
Zip	80513-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLK 1, MARY'S FARM SUB, BER (AKA LOT 5, BLK 1, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Block	1
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2053
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E IOWA AVE, BERTHOUD, CO 80513-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MEMBERS CU
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Oct 1, 2019	Warranty Deed, Transfer · Conventional with PMI ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20250013529
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	109 E IOWA AVE, BERTHOUD, CO 80513-1454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058984
Date	Sep 1, 2017
Instrument	20170058984

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	109 E IOWA AVE, BERTHOUD, CO 80513-1454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058855
Date	Sep 25, 2018
Instrument	20180058855

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	May 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 1, 2019
Property Address	109 E IOWA AVE, BERTHOUD, CO 80513-1454
Document Number	0000059845
Instrument Date	Sep 27, 2019
Instrument	59845
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E IOWA AVE BERTHOUD CO 805131454, BERTHOUD, CO 80513-1454

Mortgage

Document Number	59846
Date	Oct 1, 2019
Instrument	59846

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00 (+12.89%)	$31,600 (-7.67%) Land $2,731 Building $28,869	$505,600 (-1.02%) Land $43,700 Building $461,900
2023	$2,832.00 (+16.16%)	$34,224 (+34.62%) Land $2,928 Building $31,296	$510,800 (+39.64%) Land $43,700 Building $467,100
2022	$2,438.00	$25,423 Land $3,037 Building $22,386	$365,800 Land $43,700 Building $322,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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