105 E 12th St, Atlantic, IA 50022 Property Records

Cass County property record for 105 E 12th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 992 sqft · built 1941
Lot Size	0.239 acres (10,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 2023)
Tax Bill	$3,004 (2026)
Deeds & Mortgages	Jun 2012 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300004930001000`

Property Details

APN / Parcel Number

Primary APN	`300004930001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	735 sqft
Attic	Attic
Attic Area	257 sqft
Basement Area	735 sqft
Finished Basement	120 sqft
Unfinished Basement	367 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,425 sqft (0.239 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	199 sqft
Patio Area	47 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	105 E 12TH ST
City	ATLANTIC
State	IA
Zip	50022-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT PLACE W40' LOT 3 & E35' LOT 4
Legal Subdivision	CHESTNUT PLACE
Legal Lot Number	3,4
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2014
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 E 12TH ST, ATLANTIC, IA 50022-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST WHITNEY BANK & TRUST
Jan 10, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDWEST FAMILY LENDING
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST WHITNEY BANK & TRUST
Jul 11, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Book / Page	2023 / 1385
Record Updated	Oct 29, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	105 E 12TH ST, ATLANTIC, IA 50022-2347
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/1251
Date	Jun 22, 2012
Book Page	2012/1251
Instrument	2012-1251

Lender

Name	FIRST WHITNEY BANK & TRUST
Address	ATLANTIC, IA 50022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jan 10, 2020
Property Address	105 E 12TH ST, ATLANTIC, IA 50022-2347
Document Number	0002020/45
Book / Page	2020 / 45
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E 12TH ST, ATLANTIC, IA 50022-2347

Mortgage

Document Number	0002020/46
Date	Jan 10, 2020
Book Page	2020/46

Lender

Name	MIDWEST FAMILY LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jul 13, 2017
Property Address	105 E 12TH ST, ATLANTIC, IA 50022-2347
Document Number	02017/1197
Book / Page	2017 / 1197
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 E 12TH ST, ATLANTIC, IA 50022-2347
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/1198
Date	Jul 13, 2017
Book Page	2017/1198

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank
Address	ATLANTIC, IA 50022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

July 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CASS IA
Recording Date	Jul 11, 2013
Property Address	105 E 12TH ST, ATLANTIC, IA 50022-2347
Document Number	02013/1477
Book / Page	2013 / 1477
Instrument Date	Jul 1, 2013
Instrument	2013-1477
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E 12TH ST, ATLANTIC, IA 50022-2347
Investor	Possibly a Property Investor

Mortgage

Document Number	0020131478
Date	Jul 11, 2013
Instrument	2013-1478

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,004.00 Homeowner's exemption	$185,600 (-) Land $12,040 Building $173,560	$185,600 (-) Land $12,040 Building $173,560
2025	$3,004.00 (+3.16%) Homeowner's exemption	$185,600 (+7.79%) Land $12,040 Building $173,560	$185,600 (+7.79%) Land $12,040 Building $173,560
2024	$2,912.00 (+32.36%)
2023		$172,180 Land $12,040 Building $160,140	$172,180 Land $12,040 Building $160,140
2022	$2,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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