107 E 12th St, Atlantic, IA 50022 Property Records

Cass County property record for 107 E 12th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,748 sqft · built 1939
Lot Size	0.239 acres (10,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Apr 2023)
Tax Bill	$3,404 (2026)
Deeds & Mortgages	Apr 2023 Sale & Line of Credit Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300005851001000`

Property Details

APN / Parcel Number

Primary APN	`300005851001000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	997 sqft
Basement Area	997 sqft
Finished Basement	525 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,425 sqft (0.239 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	462 sqft
Patio Area	62 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	107 E 12TH ST
City	ATLANTIC
State	IA
Zip	50022-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT PLACE LOT 2 & W15'LOT 1&E10'LOT3
Legal Subdivision	CHESTNUT PLACE
Legal Lot Number	1-3
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2014
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 E 12TH ST, ATLANTIC, IA 50022-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Line of Credit ROLLING HILLS BANK & TRUST
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST WHITNEY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Book / Page	2023 / 561
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Apr 14, 2023
Property Address	107 E 12TH ST, ATLANTIC, IA 50022-2347
Document Number	002023/561
Book / Page	2023 / 561
Instrument Date	Mar 19, 2023
Instrument	2023-561
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 E 12TH ST, ATLANTIC, IA 50022-2347
Investor	Possibly a Property Investor

Mortgage

Document Number	0002023562
Date	Apr 14, 2023
Instrument	2023/562

Lender

Name	ROLLING HILLS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Jun 14, 2028

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	107 E 12TH ST, ATLANTIC, IA 50022-2347
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1392
Date	Aug 23, 2022
Book Page	2022/1392
Instrument	2022-1392

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,404.00	$197,930 (-) Land $12,040 Building $185,890	$197,930 (-) Land $12,040 Building $185,890
2025	$3,404.00 (+12.72%)	$197,930 (+21.43%) Land $12,040 Building $185,890	$197,930 (+21.43%) Land $12,040 Building $185,890
2024	$3,020.00 (+47.46%)
2023		$163,000 Land $12,040 Building $150,960	$163,000 Land $12,040 Building $150,960
2022	$2,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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