13 E 12th St, Atlantic, IA 50022 Property Records

Cass County property record for 13 E 12th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 1920
Lot Size	0.169 acres (7,365 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Oct 2022)
Tax Bill	$3,500 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300004387001000`

Property Details

APN / Parcel Number

Primary APN	`300004387001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,095 sqft
Attic	Attic
Attic Area	274 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,365 sqft (0.169 acres)
Garage Type	Detached
Garage Area	192 sqft

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	224 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13 E 12TH ST
City	ATLANTIC
State	IA
Zip	50022-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT PLACE E40' LOT 5 & W15' LOT 4
Legal Subdivision	CHESTNUT PLACE
Legal Lot Number	4,5
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2014
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 E 12TH ST, ATLANTIC, IA 50022-2345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Jun 28, 2012 · Amount on Record
Deed Book / Page	2022 / 1657
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Oct 6, 2022
Property Address	13 E 12TH ST, ATLANTIC, IA 50022-2345
Document Number	02022/1657
Book / Page	2022 / 1657
Instrument Date	Oct 6, 2022
Instrument	2022-1657
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E 12TH ST, ATLANTIC, IA 50022-2345

Mortgage

Document Number	02022/1658
Date	Oct 6, 2022
Book Page	2022/1658
Instrument	2022-1658

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,500.00	$203,600 (-) Land $8,710 Building $194,890	$203,600 (-) Land $8,710 Building $194,890
2025	$3,500.00 (+16.9%)	$203,600 (+22.25%) Land $8,710 Building $194,890	$203,600 (+22.25%) Land $8,710 Building $194,890
2024	$2,994.00 (+45.76%)
2023		$166,540 Land $8,710 Building $157,830	$166,540 Land $8,710 Building $157,830
2022	$2,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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