105 Cottage Ct, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 105 Cottage Ct, Lafayette, LA 70503

Property Summary

Property Type	Single Family Home
Details	1,550 sqft · built 1992
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2022)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Jun 2006 Line of Credit May 2011 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6048869`

Property Details

APN / Parcel Number

Primary APN	`6048869`

Interior

Building Area	1,550 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	117 ft deep x 85 ft wide
Garage Area	480 sqft

Location & Zoning

Street Address	105 COTTAGE CT
City	LAFAYETTE
State	LA
Zip	70503-5961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 340 ACADIANA WOODS SUB PHASE 3 (37.85X117.93X129.63X59.59X179.97)
Legal Range	04E
Legal Township	10S
Legal Section	07
Legal Subdivision	ACADIANA WOODS PH 3
Legal Phase	3
Legal Lot Number	340
Jurisdiction	LAFAYETTE LA
Township / Civil Division	F
Census Block Group	8
Census Block	8009
Census Tract	1412

Owner

Source: Lafayette Parish records · APN 6048869

Assessment roll updated April 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 COTTAGE CT, LAFAYETTE, LA 70503-5961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2006	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
May 23, 2011	Deed of Trust, Mortgage · Line of Credit TECHE FEDERAL BANK
May 18, 2022	Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Deed Document Number	202220173
Record Updated	Jun 08, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	105 COTTAGE CT, LAFAYETTE, LA 70503-5961
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600024445
Date	Jun 06, 2006
Instrument	2006-00024445

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	105 COTTAGE CT, LAFAYETTE, LA 70503-5961
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100018820
Date	May 23, 2011
Instrument	2011-00018820

Lender

Name	TECHE FEDERAL BANK
Address	LAFAYETTE, LA 70503

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 18, 2022
Property Address	105 COTTAGE CT, LAFAYETTE, LA 70503-5961
Document Number	202200020173
Map Reference	ENT 04-7198
Instrument Date	May 17, 2022
Instrument	2022-00020173
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4115 TIBBS ST, SHREVEPORT, LA 71105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COTTAGE CT, LAFAYETTE, LA 70503-5961

Mortgage

Document Number	202200020174
Date	May 18, 2022
Instrument	2022-00020174

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lafayette Parish records · Assessment roll updated April 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (+52.43%)	$20,208 (+4.69%) Land $4,798 Building $15,410	$202,080 (+4.69%) Land $47,980 Building $154,100
2023	$1,379.00 (+19.81%) Homeowner's exemption	$19,302 (+12.23%) Land $4,798 Building $14,504	$193,020 (+12.23%) Land $47,980 Building $145,040
2022	$1,151.00 Homeowner's exemption	$17,198 Land $4,798 Building $12,400	$171,980 Land $47,980 Building $124,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lafayette City Parish Consolidated Government Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 369 locations within half a mile of this property.

Nearby Properties on Cottage Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures