Lafayette Parish property record for 104 Cottage Ct, Lafayette, LA 70503
| Property Type | Single Family Home |
|---|---|
| Details | 1,707 sqft · built 1992 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Feb 2026) |
| Tax Bill | $1,907 (2025) |
| Deeds & Mortgages | May 2013 Mortgage Feb 2009 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6048821 |
| Primary APN | 6048821 |
|---|
| Building Area | 1,707 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 179 ft deep x 85 ft wide |
| Garage Area | 545 sqft |
| Street Address | 104 COTTAGE CT |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70503-5961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 338 ACADIANA WOODS SUB PHASE 3 (37.85X179.31X59.84X128.60X117.93) |
| Legal Range | 04E |
| Legal Township | 10S |
| Legal Section | 07 |
| Legal Subdivision | ACADIANA WOODS PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 338 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | F |
| Census Block Group | 8 |
| Census Block | 8009 |
| Census Tract | 1412 |
Source: Lafayette Parish assessment roll, APN 6048821, as of April 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 COTTAGE CT, LAFAYETTE, LA 70503-5961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 28, 2013 | Deed of Trust, Mortgage · Conventional Mortgage NTFN INC |
| Feb 25, 2009 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Feb 20, 2026 | Cash Sale Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Deed Document Number | 20266358 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 104 COTTAGE CT, LAFAYETTE, LA 70503-5961 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 201300021451 |
|---|---|
| Date | May 28, 2013 |
| Instrument | 2013-00021451 |
| Name | NTFN INC |
|---|---|
| Type | Funding / Finance Company |
| Address | FLOWER MOUND, TX 75028 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 104 COTTAGE CT, LAFAYETTE, LA 70503-5961 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900006705 |
|---|---|
| Date | Feb 25, 2009 |
| Instrument | 2009-00006705 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 104 COTTAGE CT, LAFAYETTE, LA 70503-5961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202600006359 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026-00006359 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Recording Date | Feb 20, 2026 |
| Property Address | 104 COTTAGE CT, LAFAYETTE, LA 70503-5961 |
| Document Number | 202600006358 |
| Map Reference | ENT1992-22577 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026-00006358 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 427 BOZEMAN TRL, SCOTT, LA 70583-4259 |
| Name | Verified Name |
|---|---|
| Address | 104 COTTAGE CT, LAFAYETTE, LA 70503-5961 |
| Document Number | 202600006359 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026-00006359 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
Source: Lafayette Parish assessment roll as of April 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Municipality | Lafayette City |
| Unified School District | Lafayette Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,907.00 (+49.22%) | $18,335 (-) Land $4,679 Building $13,656 | $183,350 (-) Land $46,790 Building $136,560 |
| 2024 | $1,278.00 (+7.49%) Homeowner's exemption | $18,335 (+4.89%) Land $4,679 Building $13,656 | $183,350 (+4.89%) Land $46,790 Building $136,560 |
| 2023 | $1,189.00 (+4.12%) Homeowner's exemption | $17,481 (+2.14%) Land $4,679 Building $12,802 | $174,810 (+2.14%) Land $46,790 Building $128,020 |
| 2022 | $1,142.00 Homeowner's exemption | $17,114 Land $4,679 Building $12,435 | $171,140 Land $46,790 Building $124,350 |
Source: FEMA National Flood Hazard Layer, Lafayette Parish (22055C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220550014128, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.9% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 369 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lafayette City Parish Consolidated Government Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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