102 Cottage Ct, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 102 Cottage Ct, Lafayette, LA 70503 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,558 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$160,100 (May 2019)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Nov 2008 Mortgage Dec 2008 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`6048892`

Property Details

APN / Parcel Number

Primary APN	`6048892`

Interior

Building Area	1,558 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	117 ft deep x 85 ft wide
Garage Area	464 sqft

Location & Zoning

Street Address	102 COTTAGE CT
City	LAFAYETTE
State	LA
Zip	70503-5961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 337 ACADIANA WOODS SUB PHASE 3 37.85X117.93X100X97.60)
Legal Range	04E
Legal Township	10S
Legal Section	07
Legal Subdivision	ACADIANA WOODS PH 3
Legal Phase	3
Legal Lot Number	337
Jurisdiction	LAFAYETTE LA
Township / Civil Division	F
Census Block Group	8
Census Block	8009
Census Tract	1412

Owner

Source: Lafayette Parish records · APN 6048892

Assessment roll updated April 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2008	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 08, 2008	Deed of Trust, Mortgage · Line of Credit TECHE FEDERAL BANK
Apr 02, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 24, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Feb 15, 2019	Sheriff's Deed, Foreclosure
Jun 02, 2016	Cash Sale Deed, Transfer · VA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Feb 28, 2019	Deed, Foreclosure TITLE INSURANCE
Oct 05, 2005	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	201916636
Record Updated	Jun 08, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800047516
Date	Nov 21, 2008
Instrument	2008-00047516

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	HOUSTON, TX 77008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2038

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800048876
Date	Dec 08, 2008
Instrument	2008-00048876

Lender

Name	TECHE FEDERAL BANK
Address	NEW IBERIA, LA 70560

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	CHICAGO TITLE SERVICELINK DIV, CHICAGO TITLE SERVICELINK DI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300013136
Date	Apr 02, 2013
Instrument	2013-00013136

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2043

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 24, 2019
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Document Number	201900016636
Map Reference	ENT 84-031777
Instrument Date	May 13, 2019
Instrument	2019-00016636
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CONQUEST RD, YOUNGSVILLE, LA 70592-5125

Mortgage

Document Number	201900016637
Date	May 24, 2019
Instrument	2019-00016637

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate

February 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Feb 15, 2019
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Document Number	201900004599
Map Reference	ENT 84-031777
Instrument Date	Jan 16, 2019
Instrument	2019-00004599
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

June 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Jun 02, 2016
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Document Number	201600019289
Instrument Date	May 26, 2016
Instrument	2016-00019289
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 ESTHER CIR, LAFAYETTE, LA 70508-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961

Mortgage

Document Number	201600019290
Date	Jun 02, 2016
Instrument	2016-00019290

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Non-Lending Institution
Address	BATON ROUGE, LA 70816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2046

February 2019: Deed, Foreclosure

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Feb 28, 2019
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Document Number	201900006173
Map Reference	ENT 84-031777
Instrument Date	May 06, 2014
Instrument	2019-00006173
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026
Title Company	TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

October 2005: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Oct 05, 2005
Property Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961
Document Number	200500045063
Map Reference	DOC84-31777
Instrument Date	Sep 28, 2005
Instrument	2005-00045063
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COTTAGE CT, LAFAYETTE, LA 70503-5961

Tax Assessment & Valuation

Source: Lafayette Parish records · Assessment roll updated April 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,902.00 (+53.51%)	$18,289 (+1.81%) Land $2,709 Building $15,580	$182,890 (+1.81%) Land $27,090 Building $155,800
2023	$1,239.00 (+0.65%) Homeowner's exemption	$17,964 (-) Land $2,709 Building $15,255	$179,640 (-) Land $27,090 Building $152,550
2022	$1,231.00 Homeowner's exemption	$17,964 Land $2,709 Building $15,255	$179,640 Land $27,090 Building $152,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette Parish (22055C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220550014128, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lafayette City Parish Consolidated Government	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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